How many years can the bank transfer record be found at most?

The longest bank card transfer record can be checked for five years, because it is stipulated that the bank's transaction record for customers should be kept for at least five years from the year when the transaction was recorded, so the bank metropolis will uniformly clean up the information for more than five years. To inquire about the bank's transfer records, you need to bring your bank card (bank passbook) to the local bank for independent inquiry. If there are special circumstances, you need to explain the specific situation to the bank, and the bank can only inquire after the audit.

1. Does it take 24 hours to transfer the bank card to the account now?

At present, not all bank card transfers can be received within 24 hours. The arrival time mainly depends on the transfer mode. If you transfer money to a peer account on an ATM, you can get it in real time. If I use ATM to transfer money to other bank accounts in my name, the card-issuing bank will not handle the fund transfer until 24 hours after accepting it, so the fastest arrival time is 24 hours, and the actual arrival is still mainly based on bank SMS notification.

In addition, using online banking and counters to transfer money to peer accounts is also real-time, but in the case of inter-bank transfer, the specific time depends on the bank's business processing speed.

2. Can real-time bank card transfer be resumed?

Yes, it can be recovered under normal circumstances, but it is more difficult because real-time transfer is usually received immediately. After receiving the account, you can't call the bank directly or go to the bank to cancel the transfer, but you can get in touch with the payee in time to explain the operation error and ask the other party to return it. If you don't have the other party's contact information, you should contact the bank customer service and ask the customer service for help.

3. How much can I transfer my bank card in one day?

There is no restriction on bank card transfer, but the bank will stipulate the amount of account transactions every day. Take ICBC as an example:

① Bank card transfer at business outlets: the single limit is 6,543,800 yuan (inclusive);

② Online bank password transfer: the cumulative limit for a single transaction is 50,000 yuan per day;

③ Mobile banking password transfer: the single limit is 200,000 yuan, and the daily cumulative amount is 6,543,800 yuan;

(4) Self-service machine transfer: the maximum daily accumulated amount of a single card is 50,000 yuan.

4. How to delete the bank card transfer record?

The bank card transfer record cannot be deleted because it is an important voucher of the bank. Bank card transfer records are generally kept for 5 years, and may be automatically deleted by banks after 5 years. No matter what kind of transfer, no matter what way, you can't delete the transfer information of the bank card. You can only wait until the retention period expires, and the system will overwrite the transfer record.