I entered the online loan, and 1086 sent a message saying that the malicious overdraft refused to repay, and some of them still failed to pay. What do you mean, what legal person?

When you receive a text message saying that you owe money maliciously, you need to keep calm and think about the authenticity of the content described in the text message. If it doesn't exist, it doesn't need to be ignored; If in doubt, it can be verified through formal channels.

In fact, the general short message collection is nothing more than sending you the following contents; He said he would come to your home or work and ask you to wait. If you want to send a lawyer's letter to your domicile, you should initiate judicial proceedings against you. The limit for reporting dishonesty is high. To execute it, you need to apply for a payment order. I will inform your company and your relatives and friends to help you repay the loan. Say that you are going to jail for malicious overdraft, illegal possession and suspected credit card fraud. When you receive similar content, you often get flustered, especially the next day, and you will receive similar content one after another in the follow-up time, so you need to keep calm. We might as well consider the problem from the following angles: First, it includes untrustworthy personnel, enforcement, freezing account balance and so on. These are all things that the court has the power to do, and only if you are sued will there be consequences. Second, except for the court summons and the 12368 short message mailed by the court, it is necessary to verify the authenticity. The rest of the lawyer's letter, reminder letter and report letter have no legal effect, so don't care too much. If there is a violent debt collection at home, you should call the police in time to protect your personal rights and interests.

Article 85 of the Civil Procedure Law of People's Republic of China (PRC) shall be served directly on the addressee. If the addressee is a citizen, I will not give it to his adult family to sign for it; If the addressee is a legal person or other organization, it shall be signed by the legal representative of the legal person, the principal responsible person of other organizations or the responsible person of the legal person or organization; If the addressee has an agent ad litem, he may send it to his agent for signature; If the addressee appoints an agent to the people's court, it shall send it to the agent for signature. The date of delivery is the date when the adult family members, legal persons or other organizations of the addressee are responsible for receiving and the litigation agent or agent signs for it.