China Merchants Bank Classic White Application Requirements 2020

According to the official website of China Merchants Bank, the application conditions for CMB Classic White are as follows:

1. The credit limit of China Merchants Bank Gold Card reaches 50,000.

2. High-quality customers whose wages are paid by China Merchants Bank or assets of RMB 500,000 have reached the standard for 3 months.

3. Real estate of more than 150 square meters or car worth more than 300,000 yuan in personal name;

Users who meet any of the above conditions may apply for a classic platinum card with a limit of more than 100,000 yuan.

When applying for the CMB Classic Platinum Credit Card, your personal credit report must be good. If your personal credit report is poor, you will be rejected by the bank when you apply for the credit card. It should be noted that a bad credit report cannot be changed. Even if the user changes the bank, the application will not be approved. This should be noted.

Users need to activate the newly applied credit card before they can use it. When using it, they must consider their repayment ability. If the personal repayment ability is insufficient, they should use credit cards with caution at this time. If your personal income is relatively high, you can use your credit card to make purchases without worrying about paying it back later.

As a god-level credit card product of China Merchants Bank - the Classic Platinum Card has attractive benefits, such as airport VIP lounges, oral care, five-star hotel privileges, high insurance protection, free golf driving range, etc. .

CMB Classic Platinum Card bonus points are as follows:

1. 10 times bonus points

Classic Platinum Card cardholders can enjoy the exclusive privilege of holding a classic on their birthday The platinum card can accumulate 10 times the points for consumption, and each person can receive up to 10,000 bonus points for each activity.

Cardholders can register through the official website, SMS, WeChat and other channels.

2. 20% off at Points Mall

CMB Classic Platinum Card cardholders can enjoy a 20% discount at CMB Credit Card Points Mall, limited to 3 times per person per month.

3. 50% off points redemption at the points mall for birthdays

In the month of their birthday, CMB Classic Platinum Card cardholders can enjoy an extra 50% off point redemption privilege at the points mall.