Joke Collection Website - Public benefit messages - Will there be a short message prompt for cross-bank withdrawal of CCB credit cards?

Will there be a short message prompt for cross-bank withdrawal of CCB credit cards?

It depends on the withdrawal amount of the landlord. If it is more than or equal to 500 RMB, there will be a short message prompt. If it is less than, there will be a short message prompt when the landlord opens the short message reminder function (the function fee is 3 yuan per month), and vice versa.

In addition, does the landlord take out the extra deposit in the card or overdraw it? If it is a deposit, there will be a withdrawal fee for cross-bank withdrawal. If the landlord overdraws cash, there is not only a withdrawal fee, but also interest.

The handling fee rate for cash withdrawal here is 0.5% of the cash withdrawal amount, with the lowest 2 yuan, and the interest is five ten thousandths of the cash withdrawal amount, starting from the day of cash withdrawal.

For example, the landlord withdraws 2000 yuan from his ATM and pays it back after 10 days.

Total * * * Repayable amount = withdrawal principal+withdrawal handling fee+withdrawal interest.

= 2000+2000 * 0.5%+2000 * 0.05% *10 (10 interest)

=2000+ 10+ 10

=2020 yuan

As short as 10 days, the extra cost of 20 yuan will be generated, which is actually quite high. It is suggested that the landlord try not to overdraw cash, or pay it back as soon as possible after withdrawing it.