Joke Collection Website - Public benefit messages - What is the handling process of Minsheng CreditEase Cooperative Online Loan?

What is the handling process of Minsheng CreditEase Cooperative Online Loan?

1. CreditEase Financial Advisor instructs customers to fill in the financing application form offline and collect relevant application materials such as personal identity, income and financial resources.

2. CreditEase will push the loan intention to Minsheng Bank after completing the preliminary examination; Minsheng Bank sends short messages to customers to remind them to apply for loans through the official WeChat account channel of Minsheng Bank's direct bank. For new customers, guide them to complete the online opening of Minsheng electronic account, signing credit inquiry authorization statement and other processes.

3. CreditEase and Minsheng * * * both approved the financing application, and the customer may receive a phone call from the approver of CreditEase to confirm its financing application and verify relevant information.

4. After completing the examination and approval, the customer signed a financial lease contract and other agreement documents with CreditEase Financial Advisor offline, logged into the official account of WeChat WeChat, the direct bank of Minsheng Bank, and signed a loan contract with Minsheng Bank online.

5. The customer cooperates to complete the down payment, purchase vehicle insurance and other procedures, and CreditEase and Minsheng Bank complete the financing, and SMS reminds the customer of the loan information.

6. During the approval process and after lending, customers can log in to the official WeChat account of Minsheng Bank's direct selling bank to inquire about the progress of loan approval and the detailed information of loans.