How to repay Ping An Credit Card in installments?

How to apply for a single installment of Ping An Bank's credit card? Teach you three tricks to apply easily

Credit card is one of the important tools for people to spend easily. When people use credit cards to spend money, they can not only pay in one lump sum, but also apply for a single installment payment. However, some people don't know how to apply for a single installment payment. For example, a friend asked before: how to apply for a single consumption installment of Ping An Bank credit card? I will answer your question today.

First, the application of online banking

Customers who have opened personal online banking can log in to Ping An Bank's online banking, click "installment financing" after logging in, then select "single consumption installment", select the transaction you want to installment, and then select the number of installments to submit an application.

Second, the customer service hotline telephone application

You can dial our customer service hotline 955 1 1 directly, then press "2" and then "9" to transfer to manual service. You can apply to the customer service staff. After applying, the customer service staff will check your identity first. After you confirm your identity, you can tell the installment amount and number, and the customer service staff will handle it for you.

Third, SMS applications.

If you receive the installment invitation SMS sent by the bank after spending, you can apply for a single installment through SMS. You only need to confirm the amount and number of installments you want, and then reply to the installment application instruction according to the content of the short message.

The above is about "how to apply for a single consumption installment of Ping An Bank credit card?" The answer. The above three methods are particularly convenient and quick, and the operation is very simple. Of course, if you don't bother, you can also go to the bank counter to handle a single consumption installment.

How does Ping An repay the credit card in installments?

Ping An Credit Card can choose the minimum repayment after installment or repayment according to the amount issued. There are many repayment methods, such as automatic repayment, online repayment, telephone repayment, convenient outlets repayment and bank outlets repayment. As long as the arrears of each installment are settled before or on the repayment date, it will be regarded as normal repayment and will not be regarded as overdue.

For more information about how Ping An repays credit cards in installments, please visit: See More.

How to apply for credit card bill installment of Ping An Bank? Three methods of quick application

Nowadays, people often use credit cards to pay for transactions in their daily lives and then repay them. However, sometimes the amount of credit card bills may not be paid off in one lump sum, so people will choose to pay by installments. Every bank has different requirements for installment payment of credit card bills. So, how to apply for credit card bill installment of Ping An Bank? I will answer your question today.

I. Customer service telephone application

You can call Ping An Bank's customer service hotline at 955 1 1, then press the "1" key to transfer to manual service, and then apply to the customer service staff for bill installment. After verifying the identity information, you can tell the customer service staff the amount and number of installments, and the customer service staff will handle it for you.

Of course, you can also choose self-service voice processing. After dialing 955 1 1, press "2" first, then "4" and then "5" to apply for bill installment.

Second, SMS applications.

Generally, Ping An Bank will also screen some customers and select some customers to invite them to apply for installment. If you receive the invitation message, you can reply to the installment instruction according to the content in the message, and select the installment amount and number of installments to apply for. After the application is approved, the bank will also reply to the message.

Third, the application of online banking

You can log in to Ping An Bank's online banking, select "financing by installment", then select "bill installment", click "Apply for bill installment", select the number of installments you want, enter the installment amount, and then confirm to submit the application.

The above is the question "How to apply for credit card bill installment of Ping An Bank?" The answer. This paper summarizes several common convenient and quick application methods, which can be used by friends who need to pay their Ping An Bank credit cards in installments.

How to apply for installment repayment with Ping An Bank credit card?

Ping An Bank's credit card wants to APPly for installment repayment, you can directly call the customer service phone of Ping An Bank's credit card, or log in to Ping An Bank's pocket banking app and click on the bill inquiry, and then apply for installment repayment.

Ping an bank credit card. How can I pay the bill by installment? If the 30000 issue is 65438+February, how to calculate the monthly payment? Interest handling fee

Monthly repayment = 3000/12+30000.64% = 269.20 yuan.

Ping An Bank is divided into two phases or three phases, and the monthly handling fee rate is 0.7%. 0.68% in stage 4~6; 0.66% in stage 7-9; 10~ 12 installment payment of 0.64%, monthly handling fee.

Handling fee per installment = total installment amount × handling fee rate per installment. The total installment principal is amortized monthly, and the balance is included in the last installment. At the same time, the installment amount and the handling fee of each period are recorded.

Ping An Bank credit card installment consumption is divided into: mail order installment and bill installment. The credit limit is the maximum amount that a cardholder can obtain when applying for a credit card for the first time. If the cardholder holds a credit card issued by Zhang Pingan Bank, the maximum amount under his name shall prevail.

Extended data

1. Mail order installment

The cardholder receives the installment mail order catalog manual sent by the issuing bank and chooses from the limited goods. Then, order through online installment mall, telephone or fax mail order installment application form, etc. And mail order installment payment is generally free, regardless of the number of installments.

2. Bill installment payment

After spending by credit card, before sending the monthly bill, you can apply to the issuing bank by phone or other means. However, it should be noted that banks will stipulate some special circumstances, for example, speculative credit cards cannot be successfully phased.

The main benefits of credit card installment payment:

1. Enjoy first, then pay.

2. There is no guarantor, and the procedure is simple.

3. Fixed time and easy payment.

4. Pay at will. The monthly repayment amount is optional.

5. More space to choose payment methods.

Baidu Encyclopedia-Ping An Bank Credit Card

Baidu encyclopedia-credit card bill installment

Baidu encyclopedia-credit card installment payment

Ping an bank credit card. How can I pay the bill by installment?

Application method: call the 24-hour customer service hotline 955 1 1-2 to apply;

Application conditions:

The applicant is the main card holder (can not apply for supplementary card); You can only successfully apply for billing installment once within 3 months (90 days); The installment amount is 0 yuan ≤ bill installment application amount ≤ current bill amount-current minimum repayment amount, and shall not exceed 100000. Only the bills issued in the current month can be applied for installment, but the bills in the latest month cannot be applied for installment, and some amounts can be applied for installment.

Handling fee collection method: charged every period;

Calculation method of handling fee: handling fee per installment = total installment amount and handling fee rate per installment.

Extended data:

First, settle the installment payment in advance.

Cardholders can apply for paying off the unpaid installment amount in advance, but they must pay off the unpaid installment balance and unpaid handling fees in one lump sum.

The second is to apply for a single consumption installment business

1. Application method: Call the 24-hour customer service hotline 955 1 1-2 to apply;

2. Application conditions:

The applicant is the main card holder (can not apply for supplementary card); The installment amount is 0 yuan ≤ single consumption installment amount ≤100000; You can only apply for the full amount of a single consumption that has not been accounted for;

3. Handling fee collection method: charged every period;

4. Calculation method of handling fee: handling fee per installment = total installment amount and handling fee rate per installment.

Ping An Bank-How to apply for bill installment business?

So much for the installment introduction of Ping An Credit Card.