Why do credit cards prompt how to remove abnormal risk transactions?

When we use credit cards, we sometimes receive short messages from banks to remind ourselves that credit cards have risky transactions. So, why do credit cards prompt abnormal risky transactions? How should I mention it? Let's take a look!

Why do credit cards prompt abnormal risk transactions?

1 The account is risky.

When you log in to online banking by changing your mobile phone number, or suddenly there is a large transaction or a transaction in a different place, especially if you usually spend money in China, the bank will send a text message to remind you of the transaction risk, and some even call directly to confirm whether you are that person.

2 Credit card merchants are at risk

The POS machine that swipes the card is not a regular machine, and there will be code skipping. For example, if you swipe your card in Beijing to a merchant in Shanghai, the bank will think that the cardholder uses the card illegally.

3 abnormal consumption

The transaction amount is very large, and it is the full amount. There have been several cases of large credit cards before, and the credit card has been empty; Or cards that are swiped in the early morning or midnight are often consumed during the unconventional business hours of the merchants; Or the merchants who spend money during this period have frequently swiped their cards here recently, which is suspected of being cashed out by the issuing bank.

How to remove the risk of credit card prompt risky transaction?

1. Call the bank customer service immediately to find out the specific details of being controlled by the wind;

2. Go to the bank to appeal to release the risk control.

3. Increase the diversification of consumption scenes, mostly in large supermarkets, supermarkets and entertainment places;

4. In addition to directly swiping the card, the cardholder can also pay online and scan the code to realize diversification of payment methods;

5. The consumption amount should be reasonable. Don't make sudden big purchases. The consumption amount should match the merchant type.

6. Repay in full and on time, never overdue.

The above is about why credit cards prompt abnormal risk transactions and related solutions. Use cards reasonably in daily life to avoid bad situations.