What if the other party doesn't answer the phone?

Direct prosecution, through litigation to get their due arrears and interest. However, it is necessary to prepare relevant evidence materials, such as IOUs, to know the detailed identity and home address of the debtor before prosecution.

Because when the debtor refuses to repay, he can sue to enforce the property under the debtor's name. The premise is that the debtor has executable property, so when the creditor wants to enjoy his rights and interests in debt disputes, he must specify the date of borrowing and know the identity information and personal information of the borrower. If the debtor and the debtor are jointly and severally liable for compensation when the debtor is unable to repay, the creditor may claim compensation from the debtor.

In addition, if you owe money, you can negotiate with the debtor first and ask him to repay as soon as possible or reach a new repayment agreement; You can also sue directly, but at the same time, you should collect and keep relevant evidence, such as IOUs, emails, text messages, recordings, remittance records, etc. See if there is a repayment period on the debit note. If there is a repayment period, a lawsuit shall be filed within three years after the expiration of the repayment period. After more than three years, you lose the right to win the lawsuit.

Social debt disputes are getting more and more serious, and it is not a simple matter to ask for accounts. Here are several ways.

1. Don't ask the debtor when to pay. If you ask, you will get a reply time. Then it's not good to come again in the near future. As long as you don't give it to me, I will come to ask for it every day, say good things, plead more, and don't get angry; .

2. Send a suitable person and follow the tactics. That loafer will follow him wherever he goes. As long as he doesn't give it, he will follow it to the end and stick to it.

3. When arguing in front of the violator, tell the whole story, tell the story of the violator in a high voice, and repeatedly theory the time, amount and times of the violator. Remember not to make personal attacks or swear words.

4. Disrupt the combination of various methods and means, and the debt collection work should create momentum and be carried out in an all-round way in the workplace and living area of the deadbeat, forming a situation that cannot be avoided without repayment. Be careful not to affect the people around you.

A complaint is a lawsuit, not a simple complaint. It is necessary to find out the strength of the other party, master the assets of the other party, and take measures such as preservation. The snake hit seven inches.

6. Transfer the irrecoverable or irrecoverable creditor's rights to others with compensation, so as to avoid giving up in vain and suffering losses. Without the consent of the debtor, the creditor's rights can be transferred only by notifying the debtor. There are many tricks for defaulting, and there are also many ways for dunning. The magic is one foot high and the road is ten feet high. No matter how difficult it is, there is always the best solution. Think more, think more. As long as you find the best solution, all the problems will be solved.

legal ground

People's Republic of China (PRC) Civil Code

Article 671 Where the lender fails to provide the loan on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses.

If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.