The extraction process of individual housing provident fund introduces the inquiry method of individual housing provident fund.

Housing provident fund is a policy that benefits the people and the people, and we can find that the current provident fund policy not only supports individual loan services, but also provides project support for the collective. So today I will briefly introduce the knowledge about the extraction process of individual housing provident fund, in addition to the introduction of project inquiry methods. For those who are interested in further study or want to know relevant information, or want to extract applications, these are all information worthy of reference and reference, and may also help us reduce unnecessary troubles.

First, the individual housing provident fund query method

Method 1: Log in to the Housing Provident Fund Management Center in official website to inquire:

1, enter official website through the "individual housing provident fund inquiry" link, and click to enter the inquiry page; (You can search through Baidu or enter the query through the national housing provident fund query system)

2. Enter the account number (ID card or provident fund card number) and password to enter the account details page.

Method 2: Log in to the provident fund custodian bank for online banking inquiry.

1. Log in to China Industrial and Commercial Bank Online Banking (or other provident fund custodian banks);

2. After logging in successfully, enter the online banking welcome page and click the "My Account" column link in the navigation bar;

3. After entering the "My Account" page, find the option of "Housing Provident Fund" in the function menu on the left and click "Housing Provident Fund";

4. Select "My Housing Provident Fund", "Query Transaction Details" and "Query Repayment Schedule" according to your own needs.

Method 3: Go to the counter of the Housing Provident Fund Management Center for enquiry.

1, employees need to bring their original ID card when inquiring;

2. The unit manager needs to bring the original letter of introduction issued by the unit manager and the original ID cards of employees and managers when inquiring;

3. Customers need to bring the original ID cards and power of attorney of employees and customers when inquiring;

4. Bring information to the counter of the District Provident Fund Management Center;

5. If you need to query (print) the historical details of provident fund deposit (more than one and a half years), you must apply to the provident fund center (office, sub-center) with the original ID card, and you can get the query details after 5 working days.

Method 4: Call the provident fund service hotline 12329 for enquiry.

1, call the provident fund hotline;

2. Click the self-service query according to the prompt;

3. Click on the account query and enter the account number and password of the provident fund.

Note: cities that have not opened the 12329 provident fund inquiry service need to inquire at the provident fund management center.

Method 5: SMS inquiry (not supported in some cities)

Edit the short message according to the requirements of provident fund inquiry format and send it to the inquiry number.

Method 6: Alipay inquires about the provident fund (only Alipay is opened to inquire about the cities where the provident fund is used).

1. Click the Alipay wallet button on the mobile phone desktop to open it and enter the home page;

2. Find the "City Service" button and open it to enter the next operation;

3. In the "City Service" menu, find the "Provident Fund Query" button;

4. When operating the service for the first time, you need to confirm the authorization first;

5. After authorization is completed, you can click the "Personal Query" button;

6, according to the system prompt input ID number, query password;

7. After entering the interface, you can wait for the system to provide specific data.

Second, the individual housing provident fund extraction process

1. Employees shall apply to their units for withdrawal of housing provident fund. Upon verification, the application for withdrawal shall be issued by the unit in duplicate. The employees of centralized sealed households apply to the sub-center or management department for extraction.

2. The employee shall apply to the sub-center or management department where the housing provident fund is deposited by the unit with the application materials such as the application for withdrawal, and the sub-center or management department shall issue the Notice of Withdrawal, which shall be signed by the employee to confirm the withdrawal amount.

3. On the same day, the employee shall go through the withdrawal formalities at the Construction Bank with two copies of the withdrawal application and three copies of the withdrawal notice verified by the sub-center or the management department.

4. The employee will return a withdrawal notice to the unit after the construction bank confirms the payment, which will be used as the accounting voucher of the unit.

Extraction condition

Housing consumption extraction includes one-time extraction of housing consumption and monthly extraction of housing consumption.

1. One-time exit: including the purchase of commercial housing, price-limited commercial housing, targeted sales (resettlement) of affordable housing, private housing, public housing and other self-occupied housing; Construction, renovation and overhaul of self-owned houses on rural collective land.

2. Monthly withdrawal: including repayment of housing loan principal and interest; Pay the rent of economic rental housing with rent or * * rental subsidy.

Non-housing consumption extraction includes cancellation extraction and monthly extraction.

1. Account cancellation: including divorce and retirement; Workers with agricultural household registration, men over 60 years old and women over 55 years old; Settle abroad, Hong Kong, Macao and Taiwan; Completely lost the ability to work, mostly lost the ability to work or severely disabled (first or second degree disability) and dissolved or terminated the labor relationship with the unit; Receive unemployment insurance benefits; Workers who have been sentenced to punishment and moved out of this city, and those who are not registered in this city leave this city and terminate or terminate their labor relations with their units; The housing provident fund account has been transferred to the centralized storage account for two years or the labor relationship with the original unit has been terminated for two years; Working outside the administrative area of this Municipality, establishing and depositing housing provident fund locally; The employee is dead or declared dead. Compared with the original withdrawal policy, the withdrawal of agricultural household registration workers has been increased for two reasons: men are over 60 years old and women are over 55 years old, and they work outside the administrative area of this Municipality and establish and pay housing provident fund locally.

2. Monthly withdrawal: including those that have been included in the scope of minimum living guarantee for urban residents in this city or the scope of special hardship assistance; Family members suffering from major diseases (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic anemia, rheumatic heart disease, cerebrovascular malformation, cerebrovascular accident, necrotizing intestinal obstruction, liver atrophy, severe compound injury, severe electric injury and various cancerous lesions) are hospitalized. Compared with the original extraction policy, it increases the reasons for including poverty alleviation.

The above example is about the steps and methods of the individual housing provident fund extraction process. In addition, you need to inquire about introductions and suggestions. It can be seen that it is far from enough to successfully apply for housing provident fund for personal use. If necessary, you should also prepare appropriate paper materials in combination with relevant materials and go to relevant departments for certification before you can enjoy this preferential welfare policy. In addition, Bian Xiao also suggested that you can inquire about the relevant local terms of service in time, or seek useful help from professionals. I believe you can learn something.