How long does it take for the aggregation code merchants to be reviewed?

Hello, it usually takes 1-5 working days

Take CCB as an example, the application steps are as follows:

1. First, you need to log in to CCB website.

2. Next, find the "Corporate Mobile Banking" download on the webpage, install it and log in.

3. Select "I want to become a merchant" on the login interface.

4. Finally, fill in your various information and wait for review. After success, you can directly generate the merchant QR code and use it directly.

With the development of mobile payment, major institutions such as Alipay and WeChat have begun their own mobile payment journeys, which has also led to dazzling payment QR codes one after another in front of merchants' cash registers. . For customers who are accustomed to mobile payment, it is really a troublesome thing to ask and select the correct QR code to pay every time. Nowadays, this kind of payment "annoyance" has been eliminated by the "aggregated payment" function launched by many institutions. .

Although for merchants, posting two more QR codes is not a "pain point", it can aggregate all payment channels and package them for merchants to help them better complete payment collection. Some citizens who frequently use mobile phones for consumption will find that QR code payment in many markets is no longer the "choose one" mode of using Alipay and WeChat, but only requires scanning an aggregated payment code. In addition to Alipay and WeChat, this QR code also supports Baidu Wallet, credit payment and other other payment methods. This emerging "aggregated payment code" brings great convenience to consumers and merchants.

In order to seize this "payment entrance", major financial institutions such as traditional banks and UnionPay, as well as consumer finance companies, are scrambling to launch their own aggregate payment codes, starting a "war" without seizing the market. ".

1. The bank has launched a one-code scanning integrated payment, but a business license and ID card are required.

The "QR code cashier" service launched by the bank is provided to small and micro merchants The merchants only need to provide a business license and ID card to process the QR code for store payment. After the payment is successfully collected, the merchant can receive a payment reminder text message, and can also conduct transaction inquiries and bill downloads through the platform.

In addition to banks, some third-party platforms can also provide aggregate collection codes, combining WeChat and Alipay QR codes into one. This aggregate collection platform does bring a lot of convenience to merchants. But these apps are not free. Merchants will be charged a certain fee when withdrawing cash.

2. How to apply for an aggregation code without a business license?

Of course it is also possible. For example, you can use the 2D Rainbow QR code generator to combine the WeChat payment code and the Alipay payment code into one. Through the 2D Rainbow online QR code generator, a combined payment code can be directly generated, and the payment is directly credited to the merchant's Alipay and WeChat payment accounts. There is no need to provide a business license to generate an application aggregation code, and most importantly, there is no additional service fee for each payment received. That is, it helps merchants collect payments to their WeChat and Alipay accounts for free.

3. How to merge the WeChat and Alipay payment QR codes?

In fact, the method is also very simple. Newbies can also easily merge Alipay and WeChat QR codes. Both Alipay and WeChat users can scan and make normal payments. The tutorial is as follows:

1. Obtain the payment QR codes of Alipay and WeChat respectively and save them locally on the computer.

2. Alipay WeChat QR code merging method