Ten thousand pieces of personal information are sold at 100 yuan. What are the signs to know that your personal information has been stolen?

For example, you often receive some harassing text messages and harassing phone calls. These are not signs, but have shown that your personal information has been leaked, because otherwise, where do you think those people can get your phone number to harass you and betray you?

After someone fraudulently uses your personal information, you may not find it until there is a strange debit on your credit card, an unexpected arrears call or a notice that your personal credit score is lowered. So it is very important to check your account regularly, including credit card records, bank statements, downloading your free credit records, and setting up a change notice for your financial account.

The method is to check your own credit report regularly, although there is a saying on the Internet that everyone has the opportunity to check personal credit report twice a year for free, and more than two times will be charged. However, I asked the staff of the People's Bank of China that the original charge was to print paper reports, and there was no charge for how many times the electronic reports were downloaded online.

The advantages of regularly inquiring about personal credit report: if you have a credit card or loan, you can find it quickly: ① When inquiring about the letter newspaper, you find that a bank has inquired about your letter newspaper in the name of "card issuance review", but you have not applied for the bank's credit card yourself, so you may need to be vigilant; (2) The credit card or loan has been issued and published in the newspaper, and there will be a delay of 1-2 months.

In real life, most people don't pay attention to the importance of identity information, and expose identity information at will, which is easily stolen by criminals in the increasingly developed Internet, thus being fraudulently used for industrial and commercial registration.

According to the law, those who have been fraudulently used can file a lawsuit directly after discovering that their identity information has been fraudulently used. Whether to apply to the registration authority for cancellation of company registration or revocation of company business license is not a pre-procedure for bringing a lawsuit. However, in real life, under normal circumstances, the person who is fraudulently used first responds to the company registration authority and asks for cancellation. The registration authority ignores it and then brings relevant administrative proceedings.