Can I apply for a physical card with ICBC Unbounded Card?

No, the Unbounded Platinum Card jointly launched by ICBC and UnionPay is a digital credit card product without a physical card. After the customer passes the application and receives the account opening SMS, log in to the "ICBC e-Life" app, enter the "Digital Card Zone", click "Digital Card Activation", click "One-button Binding" after activation, and the bound China UnionPay Express Card can be used online and offline. Customers who apply for a card at ICBC for the first time may need to bring their personal ID card to the smart terminal of ICBC's offline business outlets to apply for a card after receiving a successful SMS.

The main requirements for applying for ICBC Unbounded Principal Digital Card are as follows:

1, age 18, with full capacity for civil conduct;

2. The work unit or fixed residence is in the issuer's location;

3. Stable income, higher than the local average, and the ability to repay on time;

4. Personal credit is good, and there is no bad record in the credit report. Eligible customers can operate online as long as they log in to ICBC e Life APP and enter the digital card area (ICBC Unbounded Platinum Digital Card has no physical media).

There are many reasons why ICBC's unbounded platinum digital card failed to pass the examination and approval, such as poor credit information, high debt ratio, no fixed job and income, and incorrect credit card application materials. After the credit card application is rejected, users are not advised to submit the application again in a short time. After the credit qualification conditions change, users can wait for a period of time before trying to apply. ICBC failed to apply for an unbounded platinum digital card again. Perhaps the user does not meet the application conditions of this card, so the user can only try to apply for another card.

Unbounded Platinum Digital Card is a platinum-level and virtual digital UnionPay credit card issued by ICBC. The card can only be used if it is bound to a third-party payment APP, such as Alipay, China UnionPay Express, WeChat, etc. Although there is no physical card, it does not affect the basic financial functions of the card. Users can still withdraw cash from their credit cards through this card. In addition, the annual fee can be reduced by swiping the card, and related benefits of platinum card can be provided. Interested users can learn about it.

Open the unbounded card of ICBC, log in to ICBC E Life APP directly on your mobile phone, enter the digital card area, find the unbounded card, and check the open option to activate. Of course, in addition to digital cards, ICBC unbounded cards also have physical cards. Customers who receive physical cards can activate their cards and personal ID cards at the counters of nearby business outlets; Or you can directly call the customer service telephone number of the commercial bank (24-hour national service hotline 95588) to apply for opening to the customer service staff.

Operating environment: apple 12 ios 14 ICBC v6. 1.0. 1.