Quanzhou Bank Mobile Banking Transfer Limit

Quanzhou mobile banking transfer limit can not exceed 50,000 yuan per order. The daily limit cannot exceed 1000000 yuan.

The transfer limit of Quanzhou Bank is different for different transfer methods. Transfer business refers to the mutual transfer of funds between bank cards and accounts by cardholders through ATM terminals that have opened UnionPay inter-bank transfer business, including the transfer between bank cards of our bank, between bank cards of our bank and other banks, and between other banks and other banks.

Quanzhou bank transfer limit exists because it prevents criminals from laundering money and charges transaction fees at the same time of inter-bank transfer transactions.

The transaction fee for inter-bank transfer is charged according to the following standards: the transaction fee for the same city: if the transfer amount is less than 1 000 yuan (inclusive), the cardholder will pay the transaction fee of 3 yuan for each transaction; If the transfer amount exceeds 654.38+00000 yuan to 50000 yuan (inclusive), the cardholder will pay the transaction fee of 5 yuan for each transaction; Off-site transaction fee: if the transfer amount is less than 5,000 yuan (inclusive), the cardholder will pay 1% of the transaction amount for each transaction, but the minimum transaction fee is 5 yuan: if the transfer amount exceeds 5,000 yuan to 50,000 yuan (inclusive), the cardholder will pay 50 yuan transaction fee for each transaction; So after knowing the transfer limit, you can complete the transfer operation with the least handling fee.

1. Transfer money by SMS verification code. Mobile banking transfer needs to receive SMS verification code, which is also the most common transfer verification method, but the transfer limit of this method is relatively low. For example, ICBC transfers money through SMS verification code, with a daily limit of only 5,000 yuan; China Construction Bank transfers money in mobile banking through SMS verification code, and the maximum daily limit is 5000 yuan.

Second, transfer money through security tools. In addition to SMS, banks have also introduced more secure tools such as dynamic password or U shield, and the limit of transferring money through security tools will be greatly increased. For example, ICBC cryptographer customers can transfer up to 500,000 yuan a day in mobile banking, which is 100 times that of SMS. The daily limit of mobile banking transfer for dynamic password card users of China Construction Bank is 50,000 yuan, which is also increased by 10 times.

Different banks have different standards for the transfer limit of mobile banking. The transfer limits of prime Bank's major mobile banking are as follows:

1. ICBC uses the "six-digit password+SMS verification code" to make large-sum transfers, with a maximum of 200,000 for a single transaction and a daily accumulative total of 6,543.8+00,000.

2. A single transaction of CCB's peers is 500,000 yuan, with a daily accumulative total of 6,543,800 yuan; His bank has a single transaction of 500,000 yuan, with a daily cumulative of 500,000 yuan.

3. The maximum amount of one-day external transfer payment of Shanghai Pudong Development Bank is 6,543,800 yuan. After the "SIM Shield" certification, the maximum single-day cumulative foreign transfer limit can reach 5 million yuan.

4. China Merchants Bank SMS verification code transfer, the highest 1 10,000/pen, 5 million/day; UKEY verification code transfer limit, 500,000/day. Cardholders can consult the issuing bank about the transfer limit of mobile banking in various banks. In addition, you can also modify the transfer limit of mobile banking in each bank. If you want to ensure the safety of funds, you can lower the limit.

Time of mobile banking transfer to account: the time required for inter-bank transfer is as follows: choose fast account arrival, generally real-time account arrival, with a delay of no more than 2 hours; Bank-to-bank transactions usually take one to three working days to arrive, because they must be processed through the bank counters of both parties. If you transfer on Friday night, you will arrive next week at the earliest and Wednesday at the latest; From Monday to Friday, the transfer before 3 pm during the day can basically arrive at the other bank on the same day, but whether the other bank records it in time determines the actual arrival time.