How long is the goose overdue for credit reporting?

As long as it is overdue, it will be reported.

1. Goose spends money without interest. Goose will repay on 1 every month, and 15 is the last repayment date. If the bill of last month is not paid off on or before the same day, it will be overdue from 16. Once overdue, overdue records will be uploaded to the personal credit report, and timely repayment will not generate any interest. Check the credit information when applying for gosling consumption. After the application is successful, there will be loan records in the credit information.

2. Goose spends money as a credit consumer product launched by Weizhong Bank and Internet Bank. Goose spends money without a grace period for repayment. Moreover, the goose's pocket money is connected to the credit information system, so the goose's pocket money will be reported to the credit information system one day after it is overdue, which will affect the user's credit. Even if the user fulfills the repayment obligation afterwards, the overdue credit record will be retained for 5 years before being eliminated.

3. Can Goose negotiate repayment if it spends money overdue?

Goose spending money does not support negotiation repayment, nor can it delay repayment. If the borrower fails to repay in full and on time on the repayment date, it shall be deemed as overdue. The consequences of goose spending money overdue are very serious, because goose spending money is a credit product for credit investigation, so if goose spending money overdue, the overdue record will be reported to the central bank for credit investigation, leaving an overdue record. In addition to calculating interest on a daily basis, penalty interest will be calculated at 50% of the annual interest rate. The longer the overdue time, the more accumulated overdue interest. If it is not paid off in one day, there will always be overdue records on the credit information. If it is overdue for more than 6 months, it will have a great negative impact on credit reporting, and subsequent application for other credit products may bring obstacles. So try to avoid late payment. If the repayment pressure is really great, you can apply for installment and allocate the total arrears to the monthly repayment, so that the pressure will be much less, but interest will be charged on a monthly basis. Goose doesn't need to pay back if it spends money. If there is consumption or withdrawal, interest will be calculated on a daily basis and repaid within the specified time. Goose consumption 1 Pay the bill, and 15 is the repayment date. If the repayment is not made on time, it is overdue.

4. According to Article 3 of the Regulations of the Supreme People's Court Municipality on Restricting High Consumption and Related Consumption of Executed Persons, which came into effect on July 22nd, 20 15, the restrictions on high consumption of untrustworthy persons are as follows:

1. When taking transportation, choose the cabin above the second class of the plane, train soft berth and ship;

2. High consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;

3, the purchase of real estate or new construction, expansion, high-grade decoration housing;

4. Rent high-grade office buildings, hotels, apartments and other places to work;

5. Purchase non-operating vehicles; Travel, vacation;

6. Children attend private schools with high fees;

7. Pay high premiums to buy insurance wealth management products;

8. Take all seats of G-prefix EMU trains, first-class and above seats of other EMU trains, and other consumption behaviors that are not necessary for life and work.