How to cancel Wenzhou Yikang Insurance?

Wenzhou Yikang Insurance can surrender the policy directly on the insurance application platform.

For example, if you purchase insurance through the Wenzhou Yikangbao official account, you only need to cancel the policy through the official account.

You can also bring relevant documents to the underwriting insurance company to cancel the policy.

Wenzhou Yikangbao is jointly underwritten by PICC Property & Casualty Insurance, Pacific Life Insurance, Ping An Pension, China Life and Continent Insurance, and has guidance and supervision from government departments, so its authenticity is guaranteed.

Cancellation of insurance is the cancellation of an insurance policy. After the insurance contract is signed, both parties may terminate the contract by agreement or in accordance with national laws.

In most non-life insurance term insurance policy formats, there is generally a clause on cancellation of the insurance policy, which states the conditions for either party to cancel the insurance policy before expiration, so as to safeguard their respective interests and avoid causing losses. Unreasonable damage caused by the termination of the insurance contract.

The terms generally stipulate that either party to the contract must send a notice to the other party within a certain period of time before requesting cancellation. The insurance contract will not expire until the end of the period.

After the policy is cancelled, the corresponding insurance premium must be refunded. If the policy does not take effect, the insured can in principle recover the entire insurance premium, but the insurer also has the right to charge a minimum premium or handling fee. If the insured cancels the insurance policy midway during the validity period of the insurance policy, the insurance premium shall be paid at the prescribed rate, and the insurer shall refund the balance of the entire insurance premium after deducting the insurance premium payable to the insured; if the insurer requires cancellation of the insurance policy , the unexpired portion of the insurance premium shall be returned to the insured on a daily basis.

Refers to the act of any party to the contract announcing (or requesting) to terminate the insurance contract and cancel the insurance policy midway during the validity period of the policy.

Generally, non-life insurance term insurance policies contain clauses for rescinding the insurance contract, which stipulate the conditions for any party to cancel the insurance policy before expiration, so as to protect their respective interests and avoid being in danger of being terminated due to the failure of the insurance contract. Continue to be damaged. The corresponding insurance premium should be refunded after the policy is surrendered. If the insurance policy is surrendered before it takes effect, the insured can in principle recover the full premium, but the insurer also has the right to charge the minimum premium. If the insurer requests to terminate the contract, the unexpired portion of the insurance premium shall be calculated on a daily basis and refunded to the insured.