How long does it take to review the excellent products of elephants? There are places that may not be able to pass!

; ? Elephant premium is a popular financial product in shopping malls in recent years. Its functions are very rich, and loans are also products that users are very concerned about. Compared with other small loans, the elephant premium review speed is relatively slow. How many days will it take to produce results? I consulted customer service and got a relatively complete answer.

According to the customer service reply of Xiaoxiang Youpin, after submitting the loan application, there are several processes:

1, system preliminary examination. This step is automatically reviewed by the system according to your personal information. Age, income, credit, shopping records, etc. Can affect the audit results.

2. Order review. As long as it passes the preliminary examination, Xiaoxiang Youpin will send a text message to your mobile phone, fill in the WeChat customer service according to the prompts, and then conduct a manual review.

The above process will be completed within 7 working days, excluding weekends and holidays. If you haven't received the manual review SMS for more than 7 working days, even if it shows that the application is being reviewed, it is still a failure, but the display is slow.

Frequently asked questions:

1) How long does it take for the elephant's excellent product review? Up to 7 working days, excluding Saturday, Sunday and holidays.

2) Can you pass the quota of elephant premium products? Not necessarily. If there is a quota, it means that it has passed the preliminary examination, and manual review is needed, which may not be passed.

3) The excellent products of elephants are always under scrutiny. Normal within 7 working days. If the time is exceeded, the application failed and the status was not updated in time.

4) What if I don't receive the message? You can log in to the background of Xiaoxiang Premium APP to check the status, and the display may be faulty. It is also possible that it is not a SMS review, but a phone call. Pay attention to keep the phone open, or whether there are missed calls.

5) What should I do if the elephant's superior product is unqualified? If the application fails, it will take 1-3 months to apply again, and it needs to be reviewed again.