What is Yinxintong business?

Yinxintong business means China Construction Bank’s SMS service.

1. The Yinxintong service is the SMS service of China Construction Bank. Whenever the user's account balance changes, the mobile phone number signed by the user will receive an SMS reminder from the bank. The newly issued CCB Dragon Card will not automatically activate Bank Information. Users can apply for it at the bank counter or through mobile phone text messages.

2. FMS (FMS) is a "bank information notification system" and an information service product of Bank of Communications. Bank of Communications customers who carry out the "Bank Information Communication" business can keep track of the time, amount, transaction method and other information of fund changes in Bank of Communications bank cards, bank accounts, etc. Transport Bank sends the above information to the customer's mobile phone via text message.

3. For account change notification services, the Yinxintong system automatically sends short text messages to users’ mobile phones to publish account changes in real time, or notify users according to the time set by the Yinxintong system. Information prompt notification services include loan expiration, time deposit expiration, credit card expiration card replacement, credit card overdraft, credit card payment, new bank business, bank interest rate changes and other notification services.

1. FMS (Instant Financial Messaging System) is a financial data communication platform developed based on China Mobile SMS platform and bank financial database. Make full use of the Internet and GSM network resources to allow banks and their individual and corporate customers to enjoy financial services anytime and anywhere in an economical and fast way.

2. Business types

1. Account change notification service. The Yinxintong system automatically sends text messages to users’ mobile phones to publish account changes in real time, or according to the The user will be notified of the set time of the Yinxintong system.

2. Information reminder notification service

Loan maturity, time deposit maturity, credit card expiration, credit card overdraft, credit card payment, new bank business, bank interest rate changes, etc. Notification service.

3. Professional services

A. Securities information notifications

Transaction returns, order cancellation success, entrustment acceptance, share changes, securities market information and other information notification services .

B. Foreign exchange information notification

Information notification services such as closing exchange rate, foreign exchange account funds, transaction returns, foreign exchange market analysis short comments, daily financial data report notifications, exchange rate changes and other information notification services.