How to negotiate repayment after crediting loans overdue?

Of course, after the online loan is overdue, the borrower needs to take the initiative to call the financial institution and then negotiate according to his overdue situation. You can take the initiative to contact customer service to negotiate repayment before the deadline, give a grace period or reduce interest, and call more. After loans overdue, we should first contact the loan platform.

Solution:

In order to reduce overdue interest and repayment cost, borrowers need to negotiate with the platform to reach a repayment agreement as soon as possible. When negotiating repayment, you must be sincere. Explain that your arrears are not intentional, indicating that you have the will to repay.

In fact, online lending is really harmful, because its interest is really high, and it can't wait for the same amount of principal and interest, which means how much interest you borrow. So, if we have the ability, we'd better not touch this kind of thing. If you really want to touch it, you should pay it off in time so as not to bring yourself more trouble.

Generally speaking, when you can't pay back the money at first, if it is overdue, the salesman will start calling you to pay back the money. If you don't pay back the money, you will be threatened to expose your address book, and then she will really expose your address book. After a delay, a special cashier will contact you. You negotiate with you, hoping that you can pay back the remaining principal, but if you don't even pay back the principal.

If you want to negotiate with the platform and make repayment, it is still difficult, because the platform is not for charity after all. He made this platform just to make money. He won't give up if he doesn't squeeze out your last drop of water.

In fact, at first, they will use some extreme means to threaten you, intimidate you, and even threaten your family and friends. But if you can get a firm foothold, you won't repay the loan for more than a few months, and you won't answer the phone or text messages. When all the means they can use are exhausted, he will take the initiative to consult with you for relief, consult with you, and even ask you to repay the principal. However, after his whole program, many people will be at a loss and have great psychological pressure. And friends of your family will give you invisible pressure and make you feel sorry for them. Because I am involved with this group of family and friends, I am always threatened by this kind of intimidation. So don't borrow money online.

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