Is postal savings life insurance safe?

Safe. Postal savings life insurance is safe, belonging to bancassurance products, that is, the deposit time is longer, but the interest is higher than that on a regular basis.

Banks are legally established financial institutions engaged in money and credit business. It is the product of the development of commodity currency economy to a certain stage.

function

A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.

We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.

On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.

The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.

business events

Postal Savings Bank

Investment and financial management: financial management, insurance, funds, precious metals, national debt, fund depository, asset management plan, and personal product information inquiry platform.

Credit card: credit card family photo, credit card installment, integral mall, credit card service, shortcut function.

Debit card and (deposit and loan remittance): debit card, personal deposit, credit service, foreign exchange, payment and settlement.

Personal e-banking: personal mobile banking, personal online banking, telephone banking, self-service banking, WeChat banking, and savings SMS service.

VIP service: VIP card, special service

Company service

Account service: service standard and process, convenient account opening, appointment processing, bank confirmation letter.

Products and services: corporate deposits, corporate credit, cross-border finance, domestic trade financing, bill business, cash management, corporate wealth management, custody business, investment banking, corporate settlement and fund depository.

Enterprise e-banking: enterprise online banking, telephone banking, self-service banking and direct connection between banks and enterprises.

Value-added services: financial solutions and business guides

Inter-bank finance

Sannong service

Serving agriculture, countryside and farmers: postal easy loan-quick loan, agricultural loan, government loan, industrial chain operation loan, commercial loan and agricultural professional cooperative loan.

Small business service

Small business credit products: e-mail loan-micro-e-loan, technology small business loan, general small business loan and characteristic small business loan.