Shanghai Pudong Development Bank delayed repayment for several days after negotiating repayment, saying that the agreement was invalid.

After Shanghai Pudong Development Co., Ltd. negotiated repayment, the repayment was delayed for several days, and the agreement was definitely invalid, because the debtor needed to fulfill the repayment obligation according to the contract after he owed money, and then negotiated to determine the repayment time, but after the time passed, he did not repay. They must think you don't want to repay, so it's normal for the agreement to be invalid. You can consult the bank customer service for details.

1. Can Shanghai Pudong Development Bank negotiate repayment successfully?

Due to the epidemic, most people may not be able to turn over their funds after borrowing money, which leads to the inability to pay back the money. If you borrow money from Shanghai Pudong Development Bank and don't pay it back, there is a high probability of negotiation. First of all, you can take the initiative to communicate and negotiate repayment with Shanghai Pudong Development Bank. You should explain the situation to the customer service carefully and don't cheat the bank. Then, if you have proof of poverty, the chances of success in the negotiation may be even greater. After success, you must repay the loan within the agreed time. If you delay repayment, the agreement may be void, so once the loan is completed, you must pay it off within the overdue period, otherwise the subsequent situation will be very troublesome.

Second, the loan conditions of Shanghai Pudong Development Bank

1. Personal loan: The applicant is between 25 and 50 years old and has full capacity for civil conduct. The applicant has no bad overdue record and good personal credit. Have a stable job and the ability to repay the principal and interest. Open a personal account with Shanghai Pudong Development Bank for future repayment. Other terms proposed by Shanghai Pudong Development Bank.

2. If it is a housing loan, there are many application conditions: at least 18 years old and with full capacity for civil conduct, and the maturity date of the loan shall not exceed 70 years old. Have permanent residence in cities and towns or valid residence status. Have a legitimate occupation and a stable source of income, good credit, and the ability to repay the principal and interest of the loan. A house purchase contract or agreement has been signed, and a certain proportion of down payment has been paid, and the down payment ratio is not lower than other conditions required by the loan bank and the local regulatory authorities of Shanghai Pudong Development Bank.

In a word, if you want to borrow money, you can go to the bank to borrow money, because the interest will be lower than other small platform loans, but you must pay it off within the time limit after the loan is completed, otherwise your credit history will be affected. If you borrow money on the platform, there will be violent collection, which will not only affect your personal life, but also endanger your property safety.