Credit card overdue legal department sends a text message

Under normal circumstances, the credit card is overdue for half a year, and it is true to receive the prosecution message.

If you have any questions, you can call the bank customer service corresponding to the credit card for consultation. Credit card prosecution can be divided into two categories: civil litigation and criminal litigation. In criminal proceedings, the cardholder meets certain conditions, the bank calls the police, the public security organ files a case, and the procuratorate prepares the prosecution materials.

It takes about three to four months. It is best to negotiate with the bank to fulfill the repayment obligation before the lawsuit, which can play an important role in the court's judgment and strive for commutation or exemption from criminal responsibility.

Extended data:

Credit card overdue is introduced as follows:

Credit card civil litigation is generally that the cardholder fails to negotiate with the bank for various reasons and is sued by the bank. Most of these lawsuits need to be served by announcement, because the whereabouts of cardholders are unknown.

The trial period of a case is more than 1 times that of other ordinary civil cases, and it usually takes about 4 months. Referring to the general litigation process of private lending disputes, it is divided into several stages. Credit card litigation belongs to contract dispute litigation. Credit card applications generally stipulate the jurisdiction court in the articles of association, which is generally the court where the bank credit card center is located.

Xinhuanet-A man who maliciously overdraws his credit card for more than 250,000 yuan overdue constitutes a crime of fraud and was sentenced to 5 years in prison.

People's Network-Three Reasons for Late Payment of Credit Cards