Is 95394 the customer service number of Wangxin Bank?

No, 400-860-0999 is the customer service number of Wangxin Bank.

It may be a loan collection phone call or a fraudulent phone call. If it is a collection, you need a refund. If it is a fraudulent phone call, don't worry. Pay attention to be vigilant and prevent fraud.

Wangxin Bank was established by shareholders such as New Hope Group, Xiaomi and Hongqi Chain. It is the seventh private bank approved by China Banking Regulatory Commission and the first private bank in Sichuan Province.

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Online loan collection phone:

1, virtual fixed line

Ordinary people can see the specific number through the caller ID, and sometimes there are numbers from all over the country, such as 02 13844,09510213844. Generally, it is outsourcing collection companies or using numbers in different regions. Most of these numbers will be marked as "harassing calls" and can be handled by interception software.

2. VoIP (same as VoiceoverInternetProtocol)

There are many third-party software on the market now, such as TouchPal phone, picophone, wifi VoIP, 4G VoIP and so on. Some numbers are unrecognizable. You can use different numbers to receive them for you, but you can't intercept them. I suggest you don't answer these figures, just ignore them.

3. Fixed outgoing calls

Some regular companies, banks and financial institutions will use fixed outgoing calls, which can only be dialed out, and there are thousands of different virtual numbers, so it is difficult to communicate effectively with them, which is a headache.

Online loan collection calls must be answered:

Don't deliberately not answer. But this kind of pick-up is not the kind where he calls you countless times a day and you have the energy to answer it countless times. Even if you owe money, people will not disturb your life indefinitely. After connecting the phone, be sure to press the record button on the phone first, because you don't know what he will say or promise, so be sure to turn on the recording just in case. Don't be horizontal when you speak, but communicate normally. If the attitude of collecting money at this time is very horizontal, or you start to scold you directly, of course, there are very few people who call directly to curse, but they all send text messages to change their numbers to curse. If I scold you, you happen to have a recording, and you know which company he is from. You can take this recording to the customer service of this company to complain about him. In addition to venting anger, the most important thing is to use this as a bargaining chip to buy some time for your own deferred repayment.