Mobile phones download malicious software and send a lot of information. Will it involve a loan?

First, mobile phones download malicious software and send a lot of information. Will it involve a loan?

Tell you that the most convenient thing is to modify your SMS center number, such as removing a 0. The principle is that software can't send text messages.

Second, the mobile phone number was maliciously registered by others, loans overdue. What should I do?

Your mobile phone number may have been used by this Zhang before, because this number was reserved by the loan software or the bank. Later, Zhang did not change it, so the loan sent a text message to this mobile phone number. Since the bound ID card is not yours, it is a debt, so don't worry. If Zhang doesn't return it, it doesn't matter to you because you're not the one who borrowed the note, so don't worry because Zhang is bound by his ID card.

3. Unknown software was stolen after downloading. If it is a loan, do I need to repay it?

You don't need to pay it back, but you need to do some work to prove that these loans have nothing to do with you, and at the same time call the police and ask the bank to cancel the relevant records. Otherwise, if the other party doesn't pay back the money, those bad records will be recorded in your name, and when you need a loan, it will become your obstacle loan. It means that banks, credit cooperatives and other institutions lend funds to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

4. Why do you always receive information about the debts owed by strangers in short messages?

You will always receive information about the debts owed by strangers in short messages, because people who know your phone number will keep your contact information as a contact person or a unilateral reference when applying for loans from individuals or lending institutions.

You don't have to pay attention to receiving such a short message. If you receive a call to collect the arrears, you can tell him that you are unfamiliar with the debtor, haven't contacted for a long time, and don't know the real situation of the debtor. Several times, no one asked for you.