The stage music has been cancelled, okay?

How to cancel the account of installment music? Is it necessary to cancel staged music?

; ? When applying for a loan on the loan platform, the borrower generally needs to provide his debit card, ID number and mobile phone number for registration and login. When the loan software is no longer needed, many borrowers will consider canceling their accounts. How to cancel the account of installment music? Is it necessary to cancel staged music?

How to cancel the account of installment music?

If you want to cancel the loan account of the installment music platform, the user can select the setting option in the personal account interface of the installment music APP, and then you can see the account management option on the account security page and select the account cancellation option to cancel.

After the user selects the revocation reason and submits it, the system will review it to confirm that the user's loan account has not undergone sensitive operations such as changing password and binding information in the past month; And there are no unfinished orders, trading orders and services in the account, which will help to close the position.

For accounts associated with the same mobile phone number/ID number, the second/multiple cancellation can only be made after 30 days; Also, within one year (365 days), it can only be cancelled three times at most; However, if the user has already opened the Lehua card, and the opening bank is Nanjing Bank or Industrial and Commercial Bank of China, it is necessary to cancel the Lehua card account first, and then cancel the installment account.

Is it necessary to cancel staged music?

If the installment music is not used after opening, even if it is not cancelled, there is no problem. Because staging music doesn't need and won't cost anything, just wait until customers have demand for it. It's just that customers need to take good care of their personal information to avoid information leakage, causing security risks and being stolen by criminals to defraud loans.

The above is the related content sharing of "How to cancel the account of installment music", hoping to help everyone!

Will the emergency contact be cancelled if the installment music is cancelled?

If the installment music is cancelled, the emergency contact will also be cancelled. According to the relevant public information, the installment repayment is completed, and the user cancels the installment account, which will not have any impact on the follow-up. In fact, staged music cannot be reopened after cancellation, so users must ensure that they never need to use staged music.

Does it matter if you are cheated to register and cancel the installment music?

I was cheated to register the installment music, so it should have no effect after cancellation. However, personal identity information will be filled in when registering, and information may be spread without the knowledge of installment music, so users may receive some online loans and loan sales calls or text messages later. As long as users use interception software to blacklist such short messages or phone numbers, the number of harassing calls and short messages received in the future will gradually decrease.

Before canceling the installment music, you must pay off the arrears before you can run it, otherwise the overdue record of the installment music will remain in the credit information.

Can I cancel the installment payment?

It is no problem to uninstall after the user pays off, including account cancellation. However, it should be noted that the relevant data information platform will be deleted after account cancellation, and it is difficult for subsequent users to get it back, which needs to be considered clearly.

In addition, unlike the lending products of other platforms, although the data cannot be retrieved, users can still apply for use after canceling their accounts and re-register.

Staging Music is a quality staging mall under Lexin [1-3], which was established in June of 20 13. It is the pioneer of the domestic installment shopping e-commerce model, and has always adhered to the brand concept of "enough is enough, happy to see better". [2-3]

Staging Music Mall has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L 'Oreal and Philips. , becoming the third largest Internet channel after JD.COM and Tmall. Staging Music Mall has also introduced e-commerce platforms such as JD.COM Mall, Xiaomi Youpin and Koala Haibu, and exported staging music service capabilities from many high-quality external platforms such as Xiang Yang Wharf and Mawei Cell. As of March 2020, the number of goods in installment music mall has exceeded 2 million. [4]

I. Introduction

Staging Music [5] is the website of "Shenzhen Staging Music Network Technology Co., Ltd.", headquartered in Shenzhen, focusing on the online shopping mall of staging music for young people. [6]

Second, corporate culture.

sight

Create a staged shopping center that is most trusted by young people. [6]

delegation

Let everyone enjoy super-high quality consumer services easily and make their dreams within reach. [6]

Third, the mode of operation.

Staging music has created a business model of micro-consumer finance on the Internet. [5 1-52] At the front end of consumption, installment music has improved the shopping experience of users through cooperation with JD.COM and others; [5 1] At the back end of creditor's rights processing, Orange Finance [53-54] was launched on June 20 14, and all creditor's rights were exclusively represented by stages, forming a closed-loop ecology of "self-production and self-sale". [55-56]

Enterprise background editing and broadcasting

By stages, we have enjoyed the investment from many top domestic and foreign investment institutions and well-known enterprises such as JD.COM, DST, Xianfeng Huaxing, Jingwei China and Bertelsmann Asia Investment Fund. [57]

4. Can installment music negotiate to repay only the principal?

1. Interest on installment loans is calculated on a daily basis. The calculation formula of installment interest is interest = unpaid principal × daily interest rate × loan days. At present, the daily interest rate by installment is about 0.049%, the monthly interest rate is about 5.6%, and the annual interest rate is as high as 42%, so if the repayment time is too long, the interest will be very high.

2. As we all know, loans overdue will experience telephone collection, address book explosion, door-to-door debt collection and other behaviors. At this time, users can explain their own situation, or in the worst case, show that they are not unable to repay, and whether there are other ways to solve it. After collection, the purpose of platform collection is to get back the arrears. If you can't get the arrears after long-term collection, then the other party can only negotiate and deal with it, and will say that only the principal will be repaid without interest. At this time, the borrower can negotiate with the other party how much to repay each month, without paying interest and liquidated damages. Basically, the platform will agree. After all, it's good that they can get their money back.

3. To sum up, installment music can negotiate deferred repayment, and only with the consent of installment music company can it negotiate deferred repayment. All of the above are about "how to negotiate the deferred repayment of installment music, and can installment music negotiate only the principal?" I hope it helps you.

If the installment music is overdue, it will have the following consequences: the overdue record of installment music will directly lead to poor personal credit information; After overdue, overdue interest shall be charged on a daily basis. The longer the overdue time, the more overdue interest. During the overdue period, the installment music club will collect the users; After the installment music is overdue, the user can't use it again. Even if the overdue debt is paid off, there is no guarantee that the installment music can be used in the future. Therefore, the consequences of overdue installment music are more serious, and users had better return the arrears of each installment on time.