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Do I need an ID card to change my passbook?
Withdrawal and conversion requirements:
1. If the passbook is fixed and has not expired, I need to show my ID card. It is suggested that when withdrawing money, individuals should bring their ID cards, and it is possible that banks should also register their agents.
2. If I don't use a passbook to withdraw money, I need to show my agent's ID card and the ID card of the passbook owner if it exceeds 50,000.
Extended data
Regulations on savings management
Chapter I General Provisions
Article 1 These Regulations are formulated for the purpose of developing the savings business, protecting the legitimate rights and interests of depositors and strengthening the management of savings.
Article 2 All savings institutions and individuals engaged in savings business within the territory of China must abide by the provisions of these Regulations.
Article 3 The term "savings" as mentioned in these Regulations refers to the activities in which an individual deposits all RMB or foreign currency in a savings institution, and the savings institution issues a passbook or deposit slip, and the individual draws the principal and interest of the deposit with the passbook or deposit slip, and the savings institution pays the principal and interest of the deposit in accordance with the regulations.
No unit or individual may convert public funds into savings deposits in the name of individuals.
Article 4 The term "savings institutions" as mentioned in these Regulations refers to the institutions that banks and credit cooperatives handle savings business with the approval of the People's Bank of China or its branches, and the institutions that postal enterprises handle savings business according to law.
Article 5 The state protects the ownership and other legitimate rights and interests of individual legal savings deposits and encourages individuals to participate in savings.
Savings institutions must follow the principle of "voluntary deposit, free withdrawal, interest-bearing deposit and confidentiality for depositors" when handling savings business.
Article 6 The People's Bank of China is responsible for the national savings management.
The People's Bank of China and its branches are responsible for the examination and approval of savings institutions and savings businesses, coordinating and arbitrating savings business disputes among relevant savings institutions, supervising and auditing the business work of savings institutions, and correcting and punishing acts that violate national savings laws, regulations and policies.
Article 7 With the approval of the State Council, the People's Bank of China may take appropriate measures to stabilize deposits and protect the interests of depositors.
Article 8 Except for savings institutions, no unit or individual may handle savings business.
Chapter II Savings Institutions
Article 9 The establishment of a savings institution shall follow the principles of unified planning, convenience for the masses, effectiveness and safety.
Article 10 The establishment of a savings institution shall be reported to the People's Bank of China or its branches for approval in accordance with the relevant provisions of the state, and an application for a Financial Business License shall be made, except as otherwise provided by national laws and administrative regulations.
References:
Baidu Encyclopedia-Regulations on Savings Management (20 1 1 Revision)
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