How do I know what my credit card limit is?

Credit card limit can be viewed as follows:

1. Telephone inquiry: This is the simplest and most direct method. Cardholders only need to call the customer service phone of the bank, provide their own identity information and information they hold, and then they can check their personal credit limit.

2. Online banking inquiry: This is also a relatively simple and quick method. Cardholders only need to log in to the bank official website and enter their own identity information, then they can inquire about their personal credit limit.

Third, SMS inquiry: Most banks have set up SMS inquiry service for personal credit limit. The cardholder only needs to use the mobile phone number reserved by the bank and send the contents required by the bank to the bank service number, so that the credit limit can be inquired.

4. Counter inquiry: Cardholders can also choose to inquire at the counter, but they need to queue up with numbers.

5. Bill inquiry: Your credit card limit will be listed on the credit card statement received every month.

Extended data:

Tips for using credit cards:

1. Pay in full to avoid cyclic interest.

Although banks emphasize the interest-free period when promoting credit cards, most people are not very clear about the rules of interest-free period, thus spending a lot of money. It is suggested that you must repay in full when you repay, so as not to cause greater losses.

Second, temporarily increase the credit limit to avoid credit card overdraft.

In fact, every credit card has a hidden limit. When you swipe your credit card, it is easy to use the over-limit amount, and once you use the over-limit amount, it means paying a high over-limit fee. I suggest you apply to the bank in advance to increase the temporary limit, which will not only avoid the credit card off the charts, but also increase the credit limit.

Third, the minimum repayment amount must be paid in full to avoid late fees.

In our daily life, we often encounter the situation that the capital turnover is ineffective. At this time, you can choose the minimum repayment limit to repay, which can ensure that your personal credit record will not be affected, and there will not be too many late fees. However, it is important to note that the minimum repayment amount must be paid in full, otherwise you will encounter a high late payment fee. ?

References:

Baidu encyclopedia-China citic bank credit card center