Postal savings bank charges credit cards indiscriminately, and there is no reminder before the bill expires. If the bill is overdue for three days, it will be sent directly to the bank for credit inve

Postal savings bank charges credit cards indiscriminately, and there is no reminder before the bill expires. If the bill is overdue for three days, it will be sent directly to the bank for credit investigation, and will be charged at random. How should I complain to them? First of all, the billing date and the corresponding repayment date are generally fixed. The bank will send the bill to the cardholder by mail or letter, and the cardholder should repay according to the repayment date. It is the cardholder's responsibility to repay on time.

Second, in addition to bills, most banks will also push bill information and repayment reminders through SMS and mobile apps. Cardholders cannot shirk the responsibility for repayment to the bank because the bank does not "remind".

Third, there will be a penalty interest after the deadline, which is certain. This is stipulated in the card agreement signed when applying for a credit card. If you feel that you have any objection to the charges, you can call the CBRC to complain.