What will happen if you don't pick up the collection all the time

1. Burst the address book

If the collection staff can't contact you, they will directly choose to call the number in your address book. If they don't want to let their families know, they can negotiate with the collection staff.

1) In any case, as long as you don't pay back, the address book will always be exposed at a later stage, because the collection staff will put pressure on you to pay back as soon as possible through this method.

2) Breaking the address book doesn't mean harassment. Maybe it's just telling your family about your arrears. This degree doesn't involve breaking the law, so it's no use calling the police.

3) It's useless to delete the phone number after the deadline. At the beginning of authorization, the online loan obtained all your communication records.

2. sending pictures in groups

Bad collectors will use this method to collect the personal information of borrowers into pictures and threaten to send them to people in the address book in groups.

This way is even more unacceptable, because it is equivalent to revealing personal privacy. If the circumstances are serious, it is illegal. You can collect information and report it to the police or go to the relevant departments.

3, door-to-door collection

Very few online loan companies with large scale and overdue bills may entrust local collection companies to come to the door. You can know the relevant background in advance and don't be fooled by the collection staff.

4. Being sued by the court

If door-to-door collection is possible, it is basically impossible to be sued. At least, there are very few cases in which private online loans are sued, because the cost of prosecution is too high, which is really uneconomical. Moreover, some seven-day loans and usury loans themselves are illegal loans, and they dare not go to court at all.

1. It is common for debtors to often receive calls about collection platforms after their debts are overdue. Many debtors are not even very clear. Why do these collection companies know so much about themselves? Because I never disclosed so much information when I borrowed money. There is such a system in the collection company. Everyone who owes money is called "debt" in this system. They are either entrepreneurs, gamblers or newly graduated office workers! Once it becomes a "debt" in the system, few people can escape tracking. Even if you change the number, the collection company still has many ways to find you. Through property management companies, communication companies, community neighborhood committees and other places where you leave traces, companies can always find you in every node of your social network, because in the process of borrowing money, you need to authorize them to inquire about your relevant personal information.

2. In the industry of collection, each collection specialist also has performance appraisal indicators, and needs to complete the specified target every month, otherwise, he will also face punishment such as dismissal and deduction of full-month performance. The collection specialist may not be very friendly in the eyes of debtors, but they are also migrant workers. In the eyes of the collector, there will be two ways of collection in the process of communication with the debtor, that is, emotional reminder and legal reminder. Emotional reminder, also called emotional collection, is to use the debtor's scruples about his family to collect; The other is legal reminder, which is suitable for customers with low education or lack of legal knowledge, including but not limited to "reporting credit information", "restricted travel" and "being included in the untrustworthy executor" and so on.