I'd like to ask someone to accept the draft from our bank. How should I accept it? What is the procedure and which bank should accept it?

When receiving the acceptance bill, first check whether there are any problems with the bill, such as whether the signature is consistent and whether the endorsee is wrong. If it is confirmed, make a copy first, and then stamp the official seal on the copy to prove that you have received the bill. Submit the acceptance bill to the bank for acceptance one week before maturity, usually in the bank in basic deposit account, affix the official seal of the unit and the financial seal of the legal person, and go directly to the bank. The bank staff will make it clear.

Extended data:

Bank acceptance bill, in short, acceptance is "promise to cash", and bank acceptance is the currency that the bank promises to unconditionally pay the corresponding par value (the form of the bill is flawless) to the holder within the prescribed time limit. Because banks promise to cash in, they generally have a high degree of credit and can have almost the same liquidity as cash. But unlike cash, cash circulation does not need endorsement, and bill circulation needs endorsement, that is, the previous company signs and seals it and endorses it to the next company (the latter company).

Because bank payment equals bank advance, the bank will eventually collect the money from the drawer. In order to prevent the money from being taken away, it is necessary to open a margin account and deposit a certain margin. If there is no money in the margin account, it is a short bill. The amount in the margin account can be recycled.

For example, you can open a deposit account of/kloc-0,000,000, and withdraw four 500,000 bank acceptance bills in different periods. Because the payment period of multiple bills of exchange is not necessarily on the same day, it is equivalent to realizing a deposit of 654.38+0 million and a transaction of 2 million.

Refers to the acceptance period, that is, the bank acceptance bill shall not exceed six months from the date of issuance to the due date of payment. In other words, the longest turnover period of funds is 6 months. The money that should be paid now is still very beneficial to cash flow after six months of turnover.

Bills are very complicated. I recommend the book Bill Business of Commercial Banks to learn more about it.

Types of bank draft: bank draft, cashier's check, fixed cashier's check, ordinary check, cash check, transfer check, bank acceptance bill, commercial acceptance bill and cashier's check application. Application for bank draft, receipt of bills and settlement vouchers, bank receipts, discount vouchers, notice of loss reporting and payment stop, post-it notes, reasons for refund, and bank acceptance agreement.