Text messages are amazing. take sth back

First, yes! If it is overdue for two months in a row, it will tell you that it has breached the contract and the previous installment agreement will automatically become invalid. You need to pay in full!

I shivered when I received the text message. Oh, my god, is it going to explode the address book next? I get nervous when I hold a mobile phone! However, this is not the case! Share my handling process with you:

From the beginning, it is the lowest every month, and then it is recycled. After a long time, I couldn't get in or out directly. This is also the first step for me to start thinking about how to go ashore, because the monthly interest in recent years has been several hundred. Counting, the principal is not less, even the credit card is the same. Where does the monthly income go? More and more people have a bottomless pit behind them, so if you are heavily in debt, when you see me, you will be one step away from the shore! Don't worry, I don't charge any fees, because I am a debtor myself. This is purely experience sharing!

Let's talk about Alipay, which owes a total of 3.5W of principal. It should be 4W now, and it's overdue for half a year. First it was a text message, then it was a phone call. I don't know how the phone number is collected, so I just chose the ownership of the number or the landline call!

The voice is very nice and gentle. Why don't you pay back the money? Then I will tell her my current situation. There is one thing that must be noted here. She will ask you, where did all these expenses go? I told her how to use it, and then she said, do you know that this money cannot be used for investment and loan repayment? The country is not allowed to repay the loan by loan! Be sure to pay attention to the other party's recording, which is to guide you in her direction (this is what I summarized after answering the phone, because several collectors have developed in the direction of supporting loans from different aspects, which is very unfavorable for your future repayment, even if you go to court, it will become evidence)! The first call lasted almost half an hour, and I repeatedly stressed the difficulties now, rather than not returning!

As a result, she called you the next day or even every day after that. I indirectly answered a few later, and then I stopped answering! Because I have to work, answering the phone really affects my mood, so I just don't answer it!

Later, I learned something, that is, we can negotiate, and I also think that we can relieve the pressure and avoid letting them harass our family! I'm in trouble. I'm back. I'm innocent. I don't want to!

However, considering the cost of finding someone to handle it and my high salary, I gave up the idea of finding someone to handle it. I want to negotiate by myself, but I don't know how to start, so I checked a lot of things, and then I negotiated with my credit card first. I never thought it was successful. I negotiated with three banks myself, and the result was better than looking for someone outside, which was particularly smooth! I'm beating my chest. Not knowing enough is really a waste of money!

Finally, I didn't call. I chose to borrow the entrance of Bai Hua, where there was a deferred repayment negotiation, so I uploaded the information at hand and waited. Someone called me that afternoon, and I don't know what it was. I think I just started working and practiced my hands! I told her about my situation, gave me an extension plan, paid back the overdue principal, and then continued to pay back the rest according to the original installment, giving me time to consider! I haven't called since!

I got a temporary quiet, because the debt must be repaid, I thank the bank and Alipay for giving me time! Now, I will make regular monthly payments to make a living, and then earn some extra money in my spare time to supplement it! Life finally has the motivation to move forward!

Alas, the amount suddenly decreased, and seven cards [tears] lost their wet nurses ... don't support loans with loans. In fact, interest is not the most terrible thing. The most terrible thing is that one day, these online lending platforms will punish you in a unified way, not to lend you money, but to pay you back. Their reason is that they have detected that your debt is too high, even if you are not overdue, you will not be allowed to borrow it. [sleepy] I just raised a loan with a loan and raised more than 200,000 yuan. Suddenly, I was sanctioned and people were stupid ... hey! Take your time. Fortunately, all the large sums of money have been settled. Guangfa's 50,000 yuan was divided into 60 installments, and the sum of more than 800 yuan per month [sleepy] Alipay was delayed for two years.

It's almost a year overdue, and I just received it! At first, I made a phone call when it was overdue and said that I wanted to deal with it, but there were too many debts to deal with. After all, the flowers and loans in Alipay add up to almost 20,000 yuan, and there is really no way out.

First, it can be divided into stages, followed by telephone collection, and finally all stages are stopped and paid off at one time.

After receiving the text message, I have no choice but to put it away, but the penalty interest and interest of Alipay are really high, which is higher than that of the bank. But in the case that I can't handle it, I have no choice but to guarantee to return the credit card first.

Well, once again, don't spend more money than you want. At first, these financial institutions used concessions to enter step by step, and they also blamed themselves for their weak will. Otherwise, they won't have the pain of paying back the money every day today. I don't know whether Alipay is easy to negotiate, but in the absence of money, the negotiation is just empty talk. Now I can only make money first, and then negotiate when I have money.

some

There is no overdue at present, and it will be returned in advance every month.