Why does my mobile bank card not have text message reminders?

First of all, you must make sure that you have opened the bank SMS reminder service. Secondly, under normal circumstances, there will be SMS reminders every time the account changes for 10 yuan or more. Business SMS notifications for less than 10 yuan will not be notified.

After opening a bank card, there is no information reminder on the mobile phone after consumption. The possible reason is that the user has not activated SMS notification. After activating the SMS notification, there will be consumption information notification.

The specific operation of how to activate SMS reminders for bank cards:

1. If you have not yet applied for a bank card, you can go to the nearest bank counter and open an account with your ID card. Then when applying for a bank card, the staff asked you to provide your mobile phone number. This is to activate the SMS reminder service by default.

2. If you have already applied for a bank card, but have not opened the SMS reminder service for bank information changes, you need to go to the bank counter and use the ID card of the person who opened the account to directly apply for the SMS reminder service.

3. If the phone number bound to the bank card is no longer in use or has been cancelled. Then you have to go to the bank counter to go through the procedures for correcting your phone number. When doing so, be sure to remember to bring the ID card you used to open the account.

4. Use the customer service hotline to activate the SMS service. For example, dial 95599 Agricultural Bank of China customer service hotline to activate. You need to provide your ID number.

5. Go to the bank service point and apply through the self-service terminal of the bank outlet. In this way, you can also activate the bank card SMS service.

The main purpose of activating the SMS reminder service is to keep track of the fund changes in your account at any time:

The first is to check whether the amount of the card transaction is incorrect. There have been cases in the past where cashiers in shopping malls and supermarkets entered the wrong amount and overcharged when swiping their cards. At that time, they received a text message and contacted the merchant in time to make a refund after discovering the error. Generally, the refund can be completed on the same day. If it is not found on the same day and the refund will be made in the future, it will usually be refunded through UnionPay, which can take as little as 3 to 5 days and as long as 1 or 2 weeks.

The second is to discover in time that your bank card has been lost, stolen, or even cloned; or the online banking password has been stolen and the funds in the card have been stolen through online banking. In order to report the loss and call the police as soon as possible.

However, many banks charge a fee for this service; in addition, after opening this service, you will not only receive information about changes in account funds, but also often receive promotional advertisements from banks (such as new funds, financial management, etc.) product release, promotional activities), it is inevitable to have the trouble of text message harassment.