What does it mean when I received a message from a shopping platform suspected of being maliciously overdue today?

It should be a debt collection text message.

This kind of debt collection text message is usually fake if you have not actually spent money. This is how debt collectors put pressure on borrowers.

Because many online loan platforms themselves have many non-compliances, such as loan sharking, cut-off interest rates, violent debt collection, etc. In addition, it is relatively costly for online loan platforms to sue in court. High, so they often take desperate measures and adopt illegal collection methods such as deleting address books and sending photos in groups.