Will Alipay really come to the door when it is overdue?

It is true that Alipay is overdue, but if you are overdue for a short time, it is no problem. Just some collection routines.

As long as you don't lose contact, you won't be visited for at least one year. He can get to know the situation with you by phone, and there is no need to go to your household registration to investigate.

What details should be paid attention to in some interviews and investigations? How to deal with it?

If the collection says it will visit us:

1. You can ask them to go out and prove their identity, as well as their work permit, platform power of attorney and some corresponding qualifications. If you can't provide anything, you can directly refuse their door-to-door behavior.

2, the door is not necessarily at home, you can invite them to a nearby store to sit and chat, it is somewhat inconvenient to go home.

3. The most important thing is whether you file a case at the local police station and whether you are accompanied by relevant personnel.

If you meet Xiao Cui offline, you must use your mobile phone to record the whole process, mainly to safeguard your legitimate rights and interests and keep good evidence.

There is another key point. If they ask you to sign any contracts or commitments, don't sign them. If you do this, it will be a trap.

Usually, we all hear the collection saying when to come to our house. In fact, they are just a means, causing us a kind of psychological pressure.

Home delivery requires a lot of formalities, not just for home delivery. If it is illegal to go to the door without formalities, we can refuse. What is the procedure for closing the door?

1. It is only the first step to get the local police station for the record and explain the original. After approval, it will be accompanied by relevant personnel.

2. Secondly, it is a door-to-door process to go to the sub-district office of the local village committee where the household registration needs to be visited, find relevant negative figures, and be accompanied by relevant staff.

3. If they want to come to the door, they have to verify the relevant qualifications and written documents before they can prove their identity. You can't go to see them unless you promise. This process is relatively simple, and some of them will be more troublesome, so it is not as simple as they casually say, so they should not be nervous when they hear the door sound in the future, as long as they are normal people, they need not be afraid and handle it normally.

Alipay is a formal platform, which is different from other small online lending platforms. Alipay will be gentler than collecting money. I believe that people who have experienced it feel that their collection methods are more Buddhist.

The first is to send text messages, one to three times a week, just to inform. At the beginning of the phone call, it was just an AI robot calling you, and it was just a notice. The customer service here is also gentle. In fact, it is similar to a card, even if you are informed to repay as soon as possible. I may not call you anytime soon. You think they have forgotten you. You are wrong. They are playing tricks!

Even if we call some emergency contacts, we will inform them of our overdue situation and see how to solve it.

When they use all their tricks, it will be the last moment. Even if they subcontract it to a third-party platform to collect it, it will be even more uncomfortable, that is, people are more afraid of violent collection.

In fact, we can take the initiative to call the platform after the deadline, tell them our current situation, explain our economic situation and living conditions, and show our willingness to repay, so that the customer service can make a mark according to your feedback.

Later, even in Cui, there will be fewer phone messages and a better attitude.

You have to adjust your mentality and work hard to make money to get ashore faster.

Whether a person can go ashore or not, the most important thing is your mentality. If you can keep a positive attitude, you can go ashore smoothly, otherwise you may never get ashore.