Teach you four tricks to prevent "loan, credit card" SMS harassment!

Teach you four tricks to prevent "loan, credit card" SMS harassment!

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After applying for a loan, many netizens will receive various advertising messages for handling credit cards, loans and IOUs from time to time, regardless of whether the loan is overdue or unsuccessful. Then the problem is coming. Is there no way to cancel the information of your loan application, which is doomed to unlimited harassment?

Of course not. I summarized the four most effective treatments at present:

First, cancel directly online.

Open the APP where I applied for a loan before, and then find the "My" option to view the "Personal Information". Let's see if there is the word "logout" in this information option. If so, just log off directly online! This is the simplest way to deal with it, but many loan platform apps will not set this option, because they don't need their strength and function, and only a few serious loan platforms will have this function.

Second, contact the customer service loan platform.

The so-called problem is to find customer service. If there is no self-cancellation function in the APP, then we can contact the customer service of the loan platform and ask it to freeze our loan account. After freezing the account, you can't use it again, and you don't have to worry about the account information being stolen. Many loan platforms can do this in the background. Of course, the premise is that we don't owe money to the loan platform, otherwise people will definitely not agree to do so.

Third, mobile phone settings

By setting Do Not Disturb or Block, you can block all strange phone calls and short messages outside the address book and report harassing short messages at will. There is also the setting of the blacklist. If you are repeatedly harassed by a number (commonly known as "calling you to death"), you will blacklist this number and put an end to his calls and text messages.

Fourth, modify the information

Then, if the above two methods are useless, or if you encounter violent collection on the loan platform, you can unbind your personal bank card on the loan platform, and then modify all your personal information such as your mobile phone number. What needs to be emphasized here is that the password of the mobile phone operator who applies for a loan must be changed, so that the other party can't see his subsequent address book, and can also minimize the harassment and influence on himself.

In addition, many netizens were harassed because of their address book friend loans overdue. This situation is difficult to avoid by canceling or changing operators. But when you receive a phone call, you should insist that you don't know, so there will be less harassing text messages.