How to inquire about Beijing Railway Provident Fund?

Enterprise employees need to pay housing provident fund every month. In fact, there are several kinds of housing provident fund, one of which is called railway personal provident fund. The railway personal accumulation fund is the housing accumulation fund for railway workers and a welfare for railway workers. Like the local provident fund, it has management institutions, mainly railway departments. So how do you inquire about the railway personal provident fund? What can railway personal provident fund be used for? Railway personal provident fund can also be used like ordinary provident fund, but it is not so convenient in some places.

It is not difficult to inquire about the railway personal provident fund, and it is also convenient to inquire online. The steps are as follows:

1. Enter "a certain housing provident fund management center", such as "Hohhot housing provident fund management center".

2. Click to enter "XXX Housing Provident Fund Management Center" official website.

3. Click "Personal Provident Fund Account Inquiry" to enter the login page.

4. Click "Personal Provident Fund Account Inquiry" to enter.

5. Click "Individual Provident Fund Details Query" to find it.

There are many ways to use the railway personal provident fund, so I won't list some commonly used ones.

Withdraw housing provident fund to pay rent:

Employees who have paid the housing provident fund in the railway sub-center of the housing provident fund management center, as well as employees who do not own their own houses or rent their own houses and their spouses, can withdraw the storage balance in the housing provident fund account to pay the rent. Extraction process and required information: the employee applies to the employer and provides information, such as the certificate of no property issued by the property management department where the husband and wife are located or the certificate of no property issued by the property management department of the employee's employer.

Withdraw housing provident fund to purchase owner-occupied housing:

If employees want to buy self-occupied housing, employees and their spouses can withdraw the balance in their housing provident fund accounts. If the total withdrawal amount does not exceed the purchase price, it can be withdrawn in several times. Extraction process and required materials: employees apply to their units and provide materials, such as purchase contracts and purchase invoices.

Drawing housing accumulation fund for renovation of rough houses:

Blank house decoration, the highest per set100000 yuan. Extraction process and required materials: employees apply to their units and provide materials, such as purchase contracts and purchase invoices.

Withdraw housing accumulation fund for old house maintenance;

Self-occupied houses with a house age of 10 years can apply for withdrawing the balance of the housing provident fund account for the maintenance of old houses, and the maximum withdrawal amount for each self-occupied house is 60,000 yuan. Extraction process and required information: employees apply to their units and provide information, such as "Property Ownership Certificate" and "Commitment Letter for Directional Use of Housing Provident Fund".

Purchase a house in a different place and withdraw the housing accumulation fund:

Workers in different places to buy housing built or purchased by the deposit unit can withdraw the balance in their housing provident fund accounts. Extraction process and required information: employees apply to their units and provide information, such as shopping invoices (or receipts).

Compared with ordinary housing provident fund, railway personal provident fund may not be widely used, but in recent years, the government has continuously introduced new regulations, which has been greatly improved. Finally, the flexible use of provident fund can bring greater convenience. I hope everyone can make good use of it.