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How much does Jiaxing medical insurance individual pay?
Individual contributions to medical insurance should be divided into the following situations: 1. Enterprises to buy basic medical insurance for employees, individuals pay 2%; 2. Individuals pay social insurance as freelancers. In accordance with the provisions of the payment base, according to a certain proportion of payment, local regulations are different, subject to local actual regulations. General old-age insurance is paid at the rate of 18-28%, and medical insurance is generally paid at the rate of 6- 10% of the local average wage level in the previous year. "Detailed Rules for the Implementation of the Social Insurance Law of People's Republic of China (PRC)" Article 8 If the medical expenses incurred by the insured in the agreed medical institutions meet the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities, they shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.
Legal objectivity:
"Guiding Opinions of the General Office of the State Council on Establishing and Improving the Economic Security Mechanism for Outpatients with Basic Medical Insurance for Employees"
(4) Improve the method of personal account calculation and payment. Methods and levels for scientifically and reasonably determining personal accounts. Personal accounts of on-the-job employees are included in the basic medical insurance premiums paid by individuals, and the inclusion standard is controlled at 2% of the base of my insurance payment in principle. The basic medical insurance premiums paid by the unit are all included in the overall fund; In principle, the individual accounts of retirees are allocated by the overall fund according to the quota, and the allocated amount is gradually adjusted to about 2% of the average basic pension level in the year when the reform was implemented in the overall planning area according to this opinion. The specific proportion or standard of individual accounts shall be determined by the provincial medical insurance department in conjunction with the financial department in accordance with the above principles, guiding the overall planning area and combining local actual research. After adjusting the overall fund and personal account structure, the increased overall fund is mainly used for outpatient economic security and improving the outpatient treatment of insured persons.
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