I received a message from China Merchants Bank’s information card a few days ago, calling me at 021-38834600-32240. Is this a collection number?

Not necessarily. 021-38834600-32240 is the switchboard number of China Merchants Bank Credit Card Center (Shanghai). You need to call back to find out if there is a reminder call. China Merchants Bank's collection process includes sending text messages and making phone calls: the debtor will be asked about the reason for the debt, the current economic situation and the expected time for repayment. If there is a guarantor, it will not be found during the collection period. If you are a debtor, you will contact the guarantor and hope that it will repay the money on your behalf. After two calls to no avail, after 90 days, the card will be frozen and you will be included in the banned customer (i.e. blacklist), and China Merchants Bank has the right to do so. Legal prosecution will be instituted against those who have not repaid their debts. As long as there are expectations, the bank system will upload your credit report, which may cause the following problems: you cannot use your ID card to take planes, high-speed rails and trains; your children's education will be affected in the future.

1. China Merchants Bank YOUNG Card (Youth Edition): A phenomenal product launched for young people under the age of 30 (non-students), it is still the first choice for credit cards after graduation for college students__YOUNG Card has accompanied countless young people In the youthful years when people struggle hard, it has become the most popular credit card among "Double 11" users for three consecutive years. China Merchants Bank Constellation Guardian Credit Card_:_ 新鼗ばPang Every ㄓ甄锄湹⒏哐 Cover lazy⒔ ⒔ 跗钒怕目 _嫔杓琓睓行珺狠外围 Credit Card The second half of X new thinking and the bad investment of young users A benchmark O city was issued in less than a year_Kenyan Huangpu Hua Chuixun

2. China Merchants Bank Hello Kitty Fan Card: Since 2006, China Merchants Bank Credit Card has started the "cute journey" of Hello Kitty fan card. It has launched many cute card faces such as In the Mood for Love Card, Cardamom Nianhua Card, and Tang Suit Greetings Card, which perfectly fit the personality and aesthetics of contemporary young women, bringing more choices to female cardholders and becoming a symbol of China Merchants Bank’s credit cards. sexual products. China Merchants Bank Chibi Maruko-chan Fan Card_: In 2009, China Merchants Bank launched Chibi Maruko-chan Fan Credit Card, using financial products as a platform to bring together various groups with similar life concepts and hobbies to carry out emotional marketing and precision marketing. In 2018, China Merchants Bank launched two new Chibi Maruko-chan fan credit cards - Chibi Maruko-chan Fireworks Card and Chibi Maruko-chan Flower Season Card to meet the differentiated needs of young fans.

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