What does it mean to receive a text message saying that the card loan is overdue for three days and has been handed over to the front-end collection department?

Generally, after more than three days, the borrower will receive a collection call. At present, credit card loans have a grace period for repayment, usually around three days. As long as the borrower finds himself overdue and completes the repayment within these three days, there will generally be no problem. However, if the borrower is overdue for more than three days, the official collection staff of the card loan will continue to bombard the collection through SMS, telephone and other means.

Complete the repayment within the grace period of card loan repayment, and you will not encounter collection calls. The grace period for card loan repayment is generally about three days. As long as the repayment is completed within these three days, there will generally be no telephone collection.

However, if the borrower fails to repay the loan for more than three days, the card loan will arrange the collection staff to collect it. These people may not only collect money from the borrower, but also inform all the relatives and friends of the borrower. The consequences are still very serious, so it is better to repay the loan as soon as possible.