What should I do if the balance of mortgage deduction of rural commercial banks is insufficient?

Insufficient balance of mortgage deduction. If the amount is made up, the system will make a second deduction. Because on the repayment date of the mortgage, the banking system will deduct money many times. If the first deduction fails, the second deduction will be made, and then the mortgage will be fully deducted.

For example, the mortgage has to be paid back 2000 yuan, and the card is only 1500. The first deduction is 65,438 yuan+0,500 yuan, plus this 500 yuan, and the system will make the second deduction. In order to avoid overdue repayment, it is best to deposit enough money in the repayment bank card at one time.

Users must always pay attention to the bank's re-deduction, and there will be SMS notification when the deduction is successful. If there is no deduction for several hours in a row, you must contact the loan handling bank as soon as possible on the repayment date to verify the handling.

Extended data:

Precautions for bank mortgage deduction:

It should also be noted that in order to avoid the failure of deduction or bank deduction, the lender had better ensure that the repayment amount reaches the account before the agreed repayment date 17: 00, so it can be seen that the Agricultural Bank of China will deduct the payment after 17: 00.

Agricultural Bank of China will not deduct money after 10: 00 pm on the repayment date, so if the deposit time exceeds 10: 00, the risk of overdue is great.

Users should note that after handling the loan business of ABC, ABC will ask the lender to provide an ABC bank card as a repayment card, and will deduct the loan from the repayment card account on each repayment day, so the lender must deposit enough money in the repayment card deducted by ABC to repay the current loan principal and interest.

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