How long will it take for the industrial and commercial credit card approval to arrive?

How long does it take ICBC to apply for a credit card?

Generally, it takes about one month for ICBC to get the credit card. If the application is approved, you will receive the card issuance notice from ICBC 15 within 05 working days after the applicant submits the application materials; If the bank card issuance notice has not been received for more than 20 working days (inclusive), the application will be deemed invalid, and the submitted materials will not be returned by China Industrial and Commercial Bank.

China Industrial and Commercial Bank Credit Card Application Progress Inquiry Process:

1. Visit ICBC official website and enter the credit card page.

3. Click "Application Progress" to enter the inquiry page.

4. Log in personal ICBC account and password.

5. Select Credit Card Service in the main menu bar.

6. Click "Query Application Progress" under "Apply for Credit Card" at the top left of the page, and you will see the application status of your credit card.

For more information about the time required for ICBC to apply for a credit card, please visit: See More.

How long does it take ICBC to get a credit card?

ICBC's credit card application is very fast. Just fill in some information on the official website, which generally won't take more than half an hour. The time is slower, which is 15 working days, excluding weekends and holidays. After successfully passing the audit, ICBC will start making cards, and then inform you to pick up the cards or mail them to you.

In addition, when applying for an ICBC credit card, your application method is related to the way you obtained the credit card, as shown below:

1. Apply for this card online. After the application is successful, China Industrial and Commercial Bank will inform you to pick up the card at the designated outlets.

2. If you apply for a card at an outlet, it will take 7- 15 working days to mail it. If you choose to collect it, you can bring your ID card to the card office to collect it after the fifth working day of successful account opening.

How long does it take to apply for an ICBC credit card?

It takes time to apply for ICBC credit card, as follows:

1. It usually takes 3-7 working days to apply for an ICBC credit card online.

2. It usually takes 15-30 working days to apply through the bank credit card specialist.

Although it is time-saving to apply for a credit card online in the early stage, you must go to the local ICBC outlet to activate it before you can use it. In addition, the application of ICBC's credit card is strictly examined. You must prepare enough personal information and have good personal credit, otherwise it is easy to refuse the card. If you have a fixed deposit in ICBC, it will be much easier to pass the exam.

Extended data

ICBC credit card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include Peony International Credit Card, Peony Credit Card and Peony Credit Card.

ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

The annual fee of ICBC is charged after the first use, that is, one year after the account is opened. As long as you pay 5,5000 yuan (3 student cards or 3,000 yuan, Platinum Card10.6 million points free of annual fee or 200,000 free of annual fee) in this year, you will be exempted from the annual fee of that year. At the same time, ICBC does not charge an annual fee for opening credit cards.

China Industrial and Commercial Bank's permanent credit card annual fee reduction policy;

Platinum card holders who spend more than 4 million yuan can give the main and auxiliary cards a permanent annual fee-free discount.

Individual cardholders of gold cards and ordinary cards who have no bad credit records and have held various credit cards of ICBC for more than 10 years (including 10 years) since the implementation of these Measures may be given a permanent annual fee-free discount for the main and secondary cards in an account. In addition, ICBC does not charge an annual fee for opening credit cards.

Reference: Baidu Encyclopedia _ ICBC Credit Card

How long does it take to get a business credit card?

It takes about 30 working days for ICBC to apply for a credit card.

Extended data:

ICBC Credit Card Application Time:

1. It takes 7 working days to submit the application and review it. After the applicant submits the application, the auditor needs to check personal information, address and telephone number, as well as some personal qualifications.

2. It takes 7 to 10 working days for the approval and business card printing of ICBC Business Card Center. ICBC Sub-branch will submit the application form and supporting documents required for card processing to the head office's business card printing center for approval, and then the card can be processed.

3. It takes 10 natural days to send the card. If the application is successful, ICBC Business Card Center will send it by registered mail, which will be received within 10 days after the card is issued, and the applicant will be notified by SMS after the card is issued.

Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at No.55 Fuxingmennei Street in Beijing, which is a large state-owned bank managed by the central government. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.

20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Industrial and Commercial Bank ranked 10.

On June 20th, 20 18, the analysis report of China 500 Most Valuable Brands was released, and China Industrial and Commercial Bank ranked 4th.

20 18 in July, the British "Banker" magazine published the list of the top global banks 1000 in 2065 438+0008, and China Industrial and Commercial Bank ranked 1.

20 18 ranked 26th in the Fortune Global 500.

20 18 12 18 The Top 500 World Brands compiled by the World Brand Lab was announced on 20 18, and China Industrial and Commercial Bank ranked 43rd.

2065438+On June 26th, 2009, eight banks including China Industrial and Commercial Bank launched the first batch of enterprise information networking verification systems.

In July of 20 19, it was selected as the Fortune Global 500 in 20 19, ranking 26th.

20 19 12, China industrial and commercial bank was selected as China brand power festival 100 brand 20 19.

On 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Industrial and Commercial Bank ranked 9th.

20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award".

In March, 2020, it was selected as the 6th in the Top 500 Global Brand Values in 2020.

In August 2020, the Fortune Global 500 list was released, and China Industrial and Commercial Bank ranked 24th.

On September 28th, 2020, he was selected as one of the top 500 Chinese enterprises in 2020, ranking fifth.

How long does it take for ICBC's credit card review?

It takes about fifteen working days for ICBC to review the application until the card is issued.

If the user's application is successful, ICBC will print a business card and mail it to the applicant. The mailing method is usually registered mail, which may take 1-2 weeks to arrive.

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

It is said that one day in 1950s, Frank McNamara, an American businessman, entertained guests in a restaurant in new york. After eating, he found that he forgot his wallet and had to call his wife to bring cash to the restaurant. He was deeply embarrassed, so McNamara came up with the idea of establishing a credit card company. 1 In the spring of 1950, McNamara and his friend Schneider jointly invested110,000 US dollars to establish DinersClub in new york, the predecessor of Diners Credit Card Company. Diners' Club provides members with a card that can prove their identity and ability to pay. With this card, members can spend money in 27 designated restaurants without paying cash. This is the earliest credit card. This kind of credit card, which does not need to be handled by a bank, belongs to commercial credit card.

From 65438 to 0952, Franklin National Bank of California, as a financial institution, issued bank credit cards for the first time, becoming the first bank to issue credit cards.

1959, Bank of America issued an American bank card in California. Since then, many banks have joined the ranks of card-issuing banks. In the 1960s, bank credit cards were quickly welcomed by all walks of life and developed rapidly. Credit cards are popular not only in America, but also in Britain, Japan, Canada and European countries. Since 1970s, Hongkong, Taiwan Province, Singapore and Malaysia have also started to handle credit card business.

Let's stop here for the introduction of how long it takes for industrial and commercial credit card approval.