Is your finance a formal online loan?

No, you and I were accused of usury in the black cat complaint. Moreover, the performance report for the first half of 20 19 was released in Lv Wen Xinsi Road, a Hong Kong-listed company. According to the report, the Group's income from continuing operations during the period was HK$ 654.38+HK$ 46 million, down 3% year-on-year. During the period, the loss attributable to company owners was HK$ 6,543.8 billion, a year-on-year increase of 5.9 times. The basic loss per share is 2.34 Hong Kong cents, and there is no dividend. The report shows that at present, our financial business on the P2P platform managed by the Group has been terminated, and the one-time loss caused by the termination of the platform business is about HK$ 82.8 million, which has dragged down our performance. According to the data of official website, as of February 28th, 2009, the balance of financial loans between you and me was 230 million yuan, with 5,500 borrowers and 57,300 borrowers. In other words, it has stopped running.

1. Peer-to-peer lending, also known as social lending and P2P lending, refers to direct lending between individuals through the Internet platform. Individuals include natural persons, legal persons and other organizations. As a new lending platform, the rapid growth of P2P lending has brought pressure to traditional lending and forced it to transform. P2P loan companies that provide these services usually operate online, so they can operate at lower management costs and provide cheaper services than traditional financial institutions. Peer-to-peer lending practitioners are called peer-to-peer lending information intermediaries, which refer to financial information intermediary enterprises established according to law and specializing in information intermediary business in peer-to-peer lending. Such institutions take the Internet as the main channel to provide information collection, information release, credit evaluation, information exchange, loan matching and other services for borrowers and lenders, so as to realize direct lending.

2. usury (Japanese: usury _ し k is not Rigassi; English: loanshark, also known as loan amount, was called lamb interest in yuan dynasty) refers to a loan that requires extremely high interest. Usury creditors are often called big ears or underground money houses; In Malaysia, Singapore is also called "Aaron". The high interest generated by loans is usually called expensive interest. Because usury is illegal or restricted by law in many areas, these contracts must be mortgaged or even written. The illegal usury loan contract is not protected by law and is likely to be declared invalid in court.