How does Bank of Communications inquire about personal accounts?

Online banking is another new channel for Bank of Communications to provide services to customers. Compared with other financial services, it has the advantages of intuition, rapidity, comprehensive information reception and no geographical restrictions. Many functions are unmatched by services such as counters, self-service areas and telephone banking. Customers can buy and sell foreign exchange, buy and sell funds, transfer money through Kaka, and pay utilities. At home or anywhere they like, it's done with one click. You can use Bank of Communications Personal Online Banking (Popular Edition) without registration, but you can handle all online banking services by agreeing to the personal customer service agreement of Bank of Communications Online Banking.

At present, personal online banking of Bank of Communications has six main functions:

Pacific card "online communication". It is convenient and fast to transfer funds through the internet, without going back and forth and cash transactions. Transfers from different places in the same city can be received in real time, and the connected cities of Bank of Communications have covered the whole country. Safe and reliable, check the information of the transfer-out card and the account name of the transfer-in card to ensure that the transfer is correct. At the same time, through online bank transfer, you can enjoy a lower handling fee rate, which is only 60% of Kaka's transfer at the counter.

Waihuibao provides foreign exchange trading services for customers. Flexible trading methods, including real-time trading, entrusted pending orders trading, stop-loss pending orders trading, combined pending orders trading, etc. You can choose for yourself. In terms of query functions, there are foreign exchange fixed account query, pending order query and transaction details query. At the same time, BOCOM also provides professional consulting services, such as important foreign exchange news and information, authoritative foreign exchange comments and rich graphic analysis tools.

Fund supermarket. Bank of Communications is the bank with the largest variety of institutional funds at present, which can provide the basic information of institutional funds and the daily net value of unit funds. Online trading is very convenient. You can open an account online, choose fund products and handle transactions without signing a contract at a business outlet, and experience the relaxed feeling of "sitting at home and mastering transactions".

Agency payment. You can pay the water fee, electricity fee, pipeline gas fee, mobile phone fee, Unicom mobile phone fee, Jiangsu telecom fee (including PHS) and Nanjing Netcom communication fee (including Wan Xin Tong) online. You can apply for automatic withholding of relevant fees to avoid the trouble of monthly payment. You can also query the details of historical payments.

Credit card. The brand-new dual-currency credit card integrates the huge service network of Bank of Communications in China, and injects the world-class management experience and technical support of HSBC. It is a real "global card for China people". The main functions are transaction query, bill query, bill details query and limit query; Online repayment; Report the loss online; Credit card inquiry password modification; Short message service, providing cash withdrawal and consumption reminder service.

Comprehensive functions: account inquiry, including balance inquiry, transaction details inquiry, savings account inquiry, online banking integral inquiry, etc. Intra-card transfer, including current account to fixed account and fixed account to current account; Campus cards, including tuition fees and campus cards; Credit card services, including bill inquiry, bill details inquiry, line inquiry and online repayment; Password modification, oral loss reporting, etc.

In order to meet the needs of different levels of customers, Bank of Communications personal online banking will launch many new varieties in the future, such as developing e-commerce and providing online payment; Reminder service, according to the form and content of customer requirements, timely notification, reminder, etc. Online class, function demonstration, business introduction, customer education, news, policy announcement and explanation, etc. Customer communication, customers leave messages by e-mail, including opinions, suggestions, consultations, complaints, etc.