How to open online banking

The specific steps for China Bank to open online banking are as follows:

Step 1: You need a Great Wall electronic debit card from China Bank (this card can be handled at the counter of the nearby China Bank).

Step 2: You can take this debit card and the ID card (original) you used when handling this card to go to the counter of the local China Bank for online banking.

For details, please contact the customer service telephone number of China Bank at 95566.

The personal online banking application process of China Everbright Bank is divided into two situations:

The first type: popular application:

1. Log on to the website of China Everbright Bank, click on the popular version of online application, sign the agreement and submit the application information. After success, you can log in to the popular version.

2. Log in to the Professional Edition of China Everbright Bank, select "Business Application-Online Banking Version Management" and click "Settings" to open the popular edition. After success, you can log in to the public version.

The second type: professional application:

1. Apply to log in to the professional edition with a digital certificate, go through the opening formalities at the business outlets, get the Sunshine Shield and the QR code envelope, log in to the website of China Everbright Bank to download the shield driver and certificate, and log in to the professional edition with a digital certificate after success.

2. Apply for using dynamic password to log in to the professional edition, go through the opening formalities at the business outlets or use digital certificates to log in to the professional edition, and set the opening. After success, you can log in to the professional edition with a dynamic password.

Bank of Communications can handle online banking in the following two ways:

The first type: If you are already a personal online banking signing user of Bank of Communications.

1. If you want to use the online payment function of Bank of Communications, you must first open it at the bank counter. If you are already a contracted user of Bank of Communications' personal online banking, you need to bring your valid ID card and bank card to the Bank of Communications outlets, fill out the application form of Bank of Communications' personal online banking, and apply for opening the online payment function of bank card. It should be noted that you can only open the online payment function for your own signing master card or bank card. The bank card is not your own, so you can't enable online payment for it.

2. After the counter is opened, you need to log in to personal online banking to "activate" the opened bank card. After activation, you can use this bank card for online payment.

How to activate online payment?

If you have opened the online payment function for your bank card at the counter of Bank of Communications, you can log in to the personal online banking of Bank of Communications and click "Online Payment" in the menu-> > "Activation and Management":

The page will display the bank card number information that you have enabled the online payment function on the counter. After clicking the "activate" link,

Enter authentication information such as ID number and transaction password, and set the payment card number and authentication information to activate the online payment function of the card.

Next, you can use this bank card to recharge your shopping on Tenpay.

The second type: If you are not a personal online banking user of Bank of Communications.

Non-Bank of Communications personal online banking users need to bring their valid identity documents and Pacific Card to the Bank of Communications outlets, fill in the Bank of Communications personal online banking application form, and go through the signing procedures for personal online banking. According to your security requirements, you can choose to become a registered user or an authenticated user of online banking mobile phone and open the online payment function.

1, mobile phone registered version

With my valid ID and Pacific Debit Card, I must go to the counter of Bank of Communications to sign up for online banking users and open the online payment function, and at the same time register my mobile phone number when registering;

Log in to Bank of Communications online banking with personalized online banking user name and password;

It is safer and more convenient to realize customer identity authentication through mobile phone short message dynamic password.

Mobile phone dynamic password: refers to the 6-digit random password sent by the bank to your reserved mobile phone by SMS.

First login instructions for mobile phone registered version

Log in to www.95559.com.cn, the personal online banking of Bank of Communications, and select "Mobile phone registered user login". You need to set your own online banking user name and login password. The specific operation is as follows:

Step 1: Click "Login for the first time".

Step 2: Enter the signing card number, inquiry password (set when signing at the counter) and additional code, and click OK.

Step 3: The customer sets the online banking user name, login password (6-20 alphanumeric characters) and welcome message, and enters the mobile phone verification code (6 digits).

Step 4: The customer sets the online banking user name, login password (6-20 alphanumeric characters) and welcome message, and enters the mobile phone verification code (6 digits).

2. Certificate certification version

With valid ID and Pacific Debit Card, I must go to the counter of Bank of Communications to go through the signing procedures for online banking users, and open the online payment function to purchase USB flash drives. ;

Log in with the USB key that downloaded the digital certificate;

Certificate authentication mechanism is safe and reliable;

Digital certificate: it is a digital information file issued by CA certification center to prove the user's identity. As the unique identity of the online banking certificate user, the mobile phone certificate of Bank of Communications is stored in the special USB KEY, which makes your online banking transaction more secure and reliable.

Certificate certification version of the first login operation instructions

Certificate download

When a customer logs in the certificate authentication version for the first time, he needs to download the digital certificate to the USBKEY, log in to/personbank/index _ cert _ logon.html, click the certificate download guide, and then follow the prompts step by step.

Certificate user login

After the certificate is successfully downloaded, the customer clicks the "Login" button on the "Certificate Authentication User Login" page. If the system can correctly identify the USBKEY, the login interface "User PIN Verification" will pop up. After entering the USB key password, the user can log in. Your certificate has been successfully installed! If not, please contact the customer service hotline of Bank of Communications at 95559 to solve it.

Tips: The online banking password can also be modified in the "Bank of Communications Online Banking USBKEY Management Tool" in the computer start menu.

Please follow the above steps "1" after opening personal online banking. If you are already a personal online banking signing user of Bank of Communications ".

agricultural bank

From 20: 00 on July 17, 2008, China Agricultural Bank stopped the payment service of electronic payment cards for merchants selling non-real-name registration system goods, and real-name registration system merchants such as fund direct sales, ticket purchase and tuition collection were temporarily unaffected. Users who need to apply for a dynamic password card at the counter or upgrade to a mobile certificate.

ABC Certified Edition Installation:

You can log on to ABC's online banking for details:

USB Key Certificate Download Guide >>

IE Browser Certificate Download Guide >>

Frequently asked questions about agricultural bank certificate >>

Since June, 2007 1 65438+1October1,ABC has launched a dynamic password card. From 24: 00 on March 3, 2008, users of IE browser certificates must go to the bank counter to apply for a dynamic password card or a mobile certificate before they can pay.

How does Shanghai Pudong Development Bank open online banking?

Step 1: You can open personal online banking at any business outlet of Shanghai Pudong Development Bank with your ID card and any Oriental card or current all-in-one passbook in your name.

Step 2: You can choose to use digital certificates or dynamic passwords as security for online banking transactions.

Step 3: If you apply to be a digital certificate user, the staff will ask you to reserve your mobile phone number (only used when logging in for the first time) and complete the account opening procedures for you. Your mobile phone will receive an account opening success message sent by 777795528 (mobile phone) or 778795528 (Unicom mobile phone). If you want to use a mobile certificate, you need to buy a USB Key. After that, you only need to visit ebank.spdb.com.cn within 30 days, click "First Login", and complete the first login operation according to the page prompts, then you can start using online banking.

Step 4: If you apply to become a dynamic password user, the staff will ask you to reserve your mobile phone number (required for the first login and daily login) and complete the account opening procedures for you. Your mobile phone will receive an account opening success message sent by 777795528 (mobile phone) or 778795528 (Unicom mobile phone). After that, you only need to visit ebank.spdb.com.cn within 30 days, click "First Login", and complete the first login operation according to the page prompts, then you can start using online banking.

Step 5: The online banking of Shanghai Pudong Development Bank is opened in real time-after you successfully apply at the outlet, you can complete the "first login" online and start using online banking.

How does Industrial Bank open online banking?

You can bring your original ID card and a bank card with online banking function, apply for opening online banking at any outlet of Industrial Bank, or log on to the home page of Industrial Bank to open online banking independently! Xingye consultation hotline: 9556 1.

Industrial Bank certificate online banking opened:

1. With my ID card and Industrial Bank Card, go to the Industrial Bank outlet to fill in the application form for personal customer e-banking service and sign the personal customer e-banking service agreement. Please select "online shopping payment" as the application item. For your online payment security, please apply for online transaction SMS protection.

During the application process, the staff will ask you to set the password and certificate number for online payment. After the application is completed, the bank staff will give you the reference number and authorization code of the certificate, the serial number of the certificate, the number of the online banking customer and the initial password. Both the certificate and the initial password must be used within 14 days, otherwise they are invalid.

Three. Log in to the homepage of Industrial Bank and click "Ordinary Login":

Click "Online Banking Certificate Download":

Enter the "Reference Number" and "Authorization Code" provided by the bank counter:

Follow the system prompts to install step by step:

Click "Yes":

Click "OK"

Click "Yes":

Successfully downloaded the certificate!

4. After the successful installation of the industrial certificate version, you need to log in to the normal version activation account once before you can log in with the certificate. Log in to the homepage of Industrial Bank and click "Ordinary Login":

Enter the customer number and initial password provided by the bank to log in (because Industrial Bank logs in with the customer number, and the customer number cannot be forgotten:

Fill in personal data:

Click "OK" and the login is successful, that is, the activation is successful.

How does Guangdong Development Bank open online banking?

CGB's personal online banking application is completed online by myself, and the application takes effect immediately (but it should be noted that credit cards can pay online by themselves, and debit cards and passbooks can only be paid online after signing the transfer agreement at the counter). First, you download and install three root certificates, and then fill in the Personal Banking Application Form as required. After the system passed the verification, the application was successful. The specific operation steps are as follows:

Step 1: Log in to the homepage of China Guangfa Bank and click the "Apply for Personal Banking" option on the left:

Step 2: Read the online "Personal Banking" service agreement and click "Accept":

Step 3: Download the root certificate and download and install three certificates:

Step 4: Click "Install Certificate" in the pop-up window, and then click Next to install certificates in turn:

(Please note that three certificates are always installed. )

Step 5: After installing the certificate, you need to download and fill in the application form:

Step 6: Fill in your real information carefully:

Step 7: Click "OK" to submit after verification, and you can log in and use Guangfa Personal Online Banking.

How does China Merchants Bank open online banking?

China Merchants Bank's online banking is divided into professional version and mass version.

1. How to open China Merchants Bank's professional online banking?

There are detailed instructions on the website of China Merchants Bank. Please bring your valid ID card and a card to the business outlet of China Merchants Bank to fill in the Application Form for Online Personal Banking Certificate of China Merchants Bank, apply for online personal banking professional edition, associate the bank card, obtain the authorization code, and obtain the "excellent key" certificate for activation. If you don't apply for a permit for the first time, the old certificate will be invalid. If your old card is still valid before it is invalidated, the bank card relationship will be transferred to the new card.

Step 1: Download the professional version of the program.

Log on to China Merchants Bank's "One Netcom" website (www.cmbchina.com), select "Personal Banking Professional Edition" on the right side of the webpage, download the latest professional edition installation program from the download area according to the computer prompts, run the installation program, and complete the professional edition installation according to the prompts.

Step 2: Enable certificates:

After downloading and installing the professional version of the program, a style icon will be added to your computer desktop.

Insert the USB flash drive into the USB port of the computer.

Double-click the icon of "China Merchants Bank Professional Edition" on the desktop to enter the login interface of Professional Edition, select "Use Mobile Digital Certificate", click "Enable Certificate" and click "Next" according to the prompt.

Select "Type 23" or "Type 33" at "USBKEY Model" and enter the 10 mobile digital certificate key number in the "Customer Retention Form" of China Merchants Bank's online personal banking certificate application form at "USB KEY Identification Number".

Enter the 16-digit authorization code in the "Customer Retention Copy" of the "China Merchants Bank Online Personal Banking Certificate Application Form" at the "Authorization Code", and enter the applicant certificate information and the user's initial login password.

Enter other personal information.

Enter the withdrawal password of the professional association card to complete the certificate activation process.

Step 3: Use the Professional Edition

Under normal circumstances, you can experience the security and convenience of the professional version by waiting for ten minutes to an hour or so and logging in to the professional version again!

2. How to open China Merchants Bank's online banking (debit card opening process)?

Step 1: Log in to China Merchants Bank Netcom and click "Personal Banking Popular Edition":

Step 2: Select the account opening place of the bank card, and enter the card number, inquiry password and additional code:

Step 3: After logging in, click Online Payment-Online Payment Application:

Step 4: Select the account opening place of a card:

Step 5: Read the liability clause:

Step 6: Fill in the application form and submit it to open your one-card online payment function:

Step 7: After the online payment function is enabled, please log in to the popular version to manage the online payment quota of your one-card and set the daily online payment quota and online payment quota:

3. How to open the popular version of China Merchants Bank (credit card opening process)?

Step 1: Log in to China Merchants Bank Netcom and click "Credit Card Online Banking":

Step 2: Select the card type and certificate type, and enter the certificate number, inquiry password and additional code:

Step 3: After logging in, click "Online Payment"-"Online Payment Function Application", read the agreement and agree:

Step 4: Select the corresponding card number and click "Open":

Step 5: Click OK:

Step 6: Click OK, and your credit card has successfully opened the online payment function:

Step 7: After the online payment function is enabled, please log in to the popular version and set the online payment limit of your credit card. You can "cancel the quota" or "set the quota".

Tips: If the online payment limit has been set for your credit card, you need to reset the accumulated amount to zero when the accumulated amount of online consumption is greater than your current limit.

How does China Construction Bank open online banking?

Subscriber: use CCB bank card (excluding passbook) to open it at the bank counter (see the introduction to the opening of the certificate version below for details).

Non-contracted users: Since February 29th, 65438, non-contracted users of CCB will not be able to pay. You can sign a contract at the counter of CCB with your ID card and bank card and become a signing user of CCB.

Credit cards can be used as long as online banking is enabled, regardless of whether there is a contract (see the introduction of self-service online banking below for details).

Introduction of self-service online banking:

(CCB credit card users can use it after online self-service application. Users other than credit cards need to sign contracts at the CCB counter to become CCB signing users. )

Step 1: Log in to the homepage of CCB website and click "Online Banking";

Step 2: Click "Open Online Banking Service";

Step 3: Read the agreement, fill in personal basic information, fill in account information and set online banking password;

Step 4: The application is successful.

Introduction of certificate version opening:

Please bring your ID card and bank card (except passbook) first, and ask the staff to help open online banking and sign the contract directly at the bank counter. Then activate the signed online banking online.

Step 1: Log in to the homepage of CCB website, click "Online Banking"-"Personal Online Banking", and then enter the login page;

Step 2: Set the online banking transaction password;

Step 3: download the certificate;

Step 4: Install the certificate step by step according to the prompts of CCB system.

Step 1: Click "Generate Certificate";

Step 2: Click "Yes";

Step 3: Continue to click "Yes";

Step 4: Continue to click "Yes";

Step 5: Your certificate has been successfully installed!

How does ICBC open online banking?

Please bring your valid certificate and bank card to the ICBC counter to apply for an electronic bank password card or U shield. Icbc hotline: 95588

There are three types of online banks that can use ICBC's online payment function:

The first type: static password customers (customers who signed a contract at the counter before September 0, 20061but did not apply for an electronic banking password card or U shield).

300 yuan, after the accumulated total limit is used up, you need to go to the counter to apply for an electronic bank password card or U shield before you can continue to use it.

The second type: dynamic password card customers

1. Go to any savings office of ICBC with my valid certificate and peony card used when registering online banking, submit an application form for online banking (customers who have previously handled online banking at the counter need to fill in a change form to apply for a password card), and declare to the counter that the "e-commerce" function is enabled.

2. Before the first payment, please log in to ICBC Online Banking "Personal Online Banking Login" to modify the online banking login password. The payment password is a combination of numbers and letters, and activate the password card (see the introduction to the use of electronic password card for details).

3. The single payment limit is 1000 yuan, and the daily cumulative payment limit is 5,000 yuan.

4. The password card can be used 1000 times, and then you need to apply again at the counter.

Tips: After you receive the electronic password card, you must log in to online banking for the first time before you can use B2C transactions normally.

The third type: U shield customers

Step 1: Go to any savings office of ICBC with my valid certificate and Peony Card used when registering online banking, and submit an application form for online banking;

Step 2: Before the first payment, log in to ICBC's online banking to install the driver and download the certificate;

Step 3: U-Shield customers are not controlled by the trading limit and can enjoy various services such as 24-hour large-sum transfer and remittance;

As long as they are ICBC's personal online banking customers, they can apply for U shield by bringing their valid certificates and peony cards used when registering online banking to ICBC outlets.

There are three steps to using U shield:

Step 1: Install the driver

If it is the first time for you to use personal online banking on your computer, please refer to ICBC's personal online banking system setup guide, adjust the computer settings first, and then install the U shield driver. Drivers of different brands of U Shield can only be used in this brand. If you want to install by CD, please run the U Shield CD and select "System Upgrade" on the main installation page. The system will automatically detect and prompt you to install the patch. After installing the patch, please select "Driver Installation" to install the U shield driver.

Step 2: Download certificate information

After applying for the U-Shield, you can entrust the teller at ICBC outlets to assist you in downloading your personal ID information into the U-Shield, or you can log in to ICBC's personal online banking and enter "Customer Service-Personal Customer ID Self-Download" to complete the ID information download. Please make sure that the U shield is connected to the USB interface of the computer before downloading. If download is unsuccessful, please go to the counter.

Step 3: Use the U shield happily.

After logging in to personal online banking, you only need to insert the U shield into the USB interface of the computer according to the system prompt, and enter the U shield password, which will be verified by the banking system to complete the payment business.

Specific operation method:

Step 1: Log in to the ICBC website and click "Personal Online Banking Login";

Step 2: Click "System Setup Guide";

Step 3: Adjust your computer settings according to the page prompts: download and install security controls, install ICBC root certificates, install certificate drivers, and download individual customer certificates.