Bank of Ningbo texted me to raise the amount. Really?

Bank of Ningbo sent me a text message to raise the amount, which may be fake.

A text message with an increased amount may not necessarily increase the amount, but it may also be fake.

It is a good thing to increase the quota, but if it is not a short message from the bank, it may bring you huge losses. There are many cases in the past, and I hope everyone can learn from them.

1, you need to enter a verification code to withdraw cash, and you have been cheated for thousands of dollars.

There have been similar cases before. A user is worried that the credit card limit is not enough. After seeing the message, he immediately called the so-called "bank phone" in the message, and the other party asked for the SMS verification code. After the user provided it, the credit card was stolen and swiped for more than 1000 yuan.

In fact, this fraud case is very simple. The verification code that users are required to enter is not the so-called withdrawal verification code. It's just the verification code of Alipay and WeChat payment. After binding, you can swipe your credit card without any password and verification code.

2. Don't just click on the SMS link to withdraw cash.

There are no links in the withdrawal messages sent by many banks, but some banks do. Some users receive a cash withdrawal message, suggesting that they need to click on the link to withdraw cash, or call to withdraw cash, which is likely to be a pit.

Because the bank will send a notification message directly after withdrawing cash, you are not allowed to apply for any operation. Fake text messages will make you click into phishing websites. If you fill in the important information of the credit card, it may lead to the credit card being stolen.