If there is no money in the ICBC bank card, will the money be deducted by SMS?

SMS reminder fee and annual fee are automatically deducted from the card by the bank. If there is no money in the card and the deduction is unsuccessful, the bank will deduct the money.

If you continue to use this card in the future, the bank will automatically deduct the money posted before.

If this card has not been used for more than 3 years, the card account will be automatically transferred to the dormant account by the bank.

Icbc messenger service includes monthly and annual charging methods, which cannot be adjusted after setting.

1. Deduct the service fee on a monthly basis: if the deduction is successful, you can continue to use it; If the deduction fails, the agreement will be suspended and the deduction will be made in the next 5 days. The "Full Messenger" button. "Reservation-My ICBC Messenger" in online banking or "Favorite-ICBC Messenger-My Messenger" in mobile banking can be used for active payment to restore normal. It can also be handled through channels such as self-service terminals. After 180 days, the suspended messenger agreement will automatically become invalid.

2. Charge the service fee by year: You can choose "Charge by year" as needed when customizing the short message service for reminding the balance change through online banking, mobile banking, telephone banking and e-link, and you can also choose whether to "automatically renew" when customizing online banking, mobile banking, e-link and outlets.

1. Reminder of balance change of provident fund account, and annual billing method is not supported;

2.20 1 9101October1to 20191February 3 1 After customizing the annual balance change reminder, you can also customize the combined statement service, business handling reminder and personal account for free. In addition, you will be eligible for the 30 yuan. Please refer to the actual charge. The annual fee for the first year of the co-branded card is charged directly when the card is opened, and automatically deducted from the card every year from the date when the annual fee is fully charged. If the balance in the card is insufficient, ICBC will deduct the money according to the actual balance of the account first, and the rest will be automatically deducted by the system at the end of each month. If the overdue period exceeds 1 year, the overdue amount will still be calculated according to the annual fee of 1 year, and will not be accumulated.