Do you have any screenshots of overdue Alipay commercial loans?

Yes.

If your online business loan is overdue, you can follow the following operations: The first step is to contact the platform directly, explain your situation clearly, and apply for a loan extension or installment.

The second step, you must be prepared for this step. First, collect relevant evidence that the other party is harassing you for collection, including phone recordings, collection text messages, etc. It is best to have screenshots of collection text messages sent to your relatives and friends. , collect this information to facilitate negotiation of repayment, so that the other party has the handle, and negotiation will be easier. Secondly, explain the current situation. You really want to repay the money, but it will take more time.