It's strange that I received the information of deposit and withdrawal from the Postal Savings Bank today, but I didn't receive my card. How do I receive information?

According to your description, the mobile phone number you used has been used by others before. Others stopped using the products, did not go through the cancellation procedures, or did not contact the bank information binding when canceling. In order to avoid wasting mobile phone number resources, operators will put the cancelled number back into use every once in a while, so that when you activate this mobile phone number, the SMS reminder function used by the former owner will be sent to your mobile phone. The solution is to contact the bank directly, provide the required verification information, and force the unbinding directly.

1. Inter-bank withdrawal is to withdraw money from your non-deposit bank, which is generally used for ATM withdrawal. For example, if you take a Bank of Communications card to ICBC to withdraw money, it is an inter-bank withdrawal. Cross-bank withdrawals generally charge fees ranging from 2 to 50 yuan, and some banks do not charge fees for the first 2-3 cross-bank withdrawals every month. From July 25th, 20 10, the inter-bank lending fees of the four major banks of industry, China and agriculture were raised to 4 yuan/transaction, and some joint-stock banks followed suit.

2. Deposit refers to the funds or currency temporarily transferred or deposited by depositors in banks or other financial institutions, or the temporary transfer of their right to use to banks or other financial institutions. It is the most basic and important financial behavior or activity and the most important source of credit funds for banks.

Third, deposit is one of the most basic businesses of banks. Without deposits, there would be no loans, and there would be no banks. From the time of its appearance, deposits predate banks. In the Tang Dynasty, China had a cabinet dedicated to collecting and preserving money, and depositors could use "labels" such as checks or other tokens to withdraw money. Money changers in medieval Europe also accepted customers' deposits, which were in the nature of currency custody and did not pay interest. This is the bud of foreign bank deposit business. With the emergence of banks and other financial institutions, the deposit business of banks has developed rapidly.

Fourth, bank deposits are money deposited in banks and are an inseparable part of monetary funds. According to China's cash management system, every enterprise must open a deposit account with the People's Bank of China or a specialized bank for deposit, withdrawal and transfer settlement. Except a small amount of cash can be kept within the prescribed limits, the monetary funds of the enterprise must be deposited in the bank. Bank deposits of enterprises mainly include settlement account deposits, letter of credit deposits and foreign deposits. The cashier is responsible for paying and receiving bank deposits. Every bank deposit income and expenditure business must be based on the original vouchers that have been correctly audited, and accounting vouchers must be prepared.

(1) basic account

Basic deposit account is an account for depositors to handle daily transfer settlement and cash receipt and payment. Cash withdrawal of wages and bonuses of enterprises can only be handled through basic account. Enterprises can only open one basic deposit account, and the opening of other bank settlement accounts must be based on the opening of basic deposit account, and the relevant formalities shall be handled with the account opening registration certificate of basic deposit account, and the corresponding registration shall be made on the account opening registration certificate of basic deposit account.

(2) General deposit account

A general deposit account is a bank settlement account opened by a depositor in a banking institution outside basic account for loan or other settlement needs. General deposit accounts are not allowed to withdraw cash.

(3) Temporary deposit account

Temporary deposit account is an account that an enterprise needs to open for temporary business activities. Temporary deposit account mainly refers to the receipt and payment of institutional funds and temporary business activities. Cash can be withdrawn from the account according to regulations, and the longest period is no more than two years.

(4) Special deposit account

Special deposit accounts are funds used by enterprises for specific purposes, and depositors should open corresponding voucher accounts in banks. For example, an enterprise's social security fund account and housing provident fund account belong to this category.