The text message of 1068 is seriously overdue, but it does not indicate which platform it is from. I don't know if it's true or not.

It's true. If there is no loan, it doesn't rule out the situation that the information was sent wrong.

The short messages at the beginning of 1068 are all sent by the platform cooperating with mobile operators through the short message service platform, so there are indeed loan platforms that send short messages through 1068. Generally, short messages refer to door-to-door collection or prosecution, which basically puts pressure on borrowers, but the possibility of such pressure is very low. Loans overdue will be recorded in the personal credit report as a bad record, which will have a considerable impact on the application for bank loan business in the future, and must be repaid on time.

Many text messages are deliberately exaggerated by the collection staff, putting pressure on the borrower. The following text messages are frequently encountered.

1. Don't worry about all the information that is wanted, listed as dishonesty, Lao Lai and so on. A faithless person, Lao Lai, etc. It is impossible to pass the collection, and only after the court decides to refuse to return it can it be included in the list of people who have lost their trust.

2. As long as there are cases such as court prosecution and investigation by public security organs. The text message said, don't worry. The sued court will inform you directly with the landline number, and then send you the relevant prosecution documents by registered mail; Secondly, if the public security organs want to investigate you, they will look for you directly, not in the form of text messages.

3. basically, you don't have to pay attention to the text messages sent to you with your private mobile phone number. Regular units will not use your private mobile phone number to send you reminder messages.

4. The information content is what will happen if you don't pay back the money, and then the people who finally let you contact Director XX and lawyer XX are all fake. The so-called director and lawyer are just another collector.

5. The SMS number starts with 106, and the words unsubscribe appear after the SMS, all of which are sent by the commercial SMS platform.

6. SMS is XX, XX, XX. How many people visit their homes, go to village committees and communities to investigate? This kind of thing is also a bluff. Many online loans are afraid to come to the door. If a regular bank wants to come to the door, it will contact you through the landline number. They have no right to go to the village Committee and the community to investigate.