What does the credit line of Agricultural Bank of China mean?

1. What does the credit line of Agricultural Bank of China mean?

The credit line of Agricultural Bank refers to the bank's convenient and recyclable credit products. Your available quota is 654.38+ten thousand yuan.

2. What does the credit line of Agricultural Bank mean?

The SMS credit line of Agricultural Bank of China means that users can apply for a credit card according to the bank's credit card handling regulations. At the same time, the credit line is generally pre-credit, and the specific credit line needs to be determined when the user approves the application. You can apply for a credit card through different channels, such as mobile banking, bank official website and bank counter. According to different card issuers, credit card products can be divided into bank cards and non-bank cards. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or withdraw cash at any time at all branches of the issuing bank or places with ATMs. Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are dedicated to shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment cards are credit cards issued by service industries such as airlines and travel companies, which are used for ticket purchase, dining, accommodation and entertainment. According to different issuers, it can be divided into corporate cards and personal cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, military units, organizations and other legal person organizations. Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, science and technology workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for using the personal card. According to the credit status of cardholders, it can be divided into ordinary cards and gold cards. Ordinary cards are issued to cardholders with average economic strength, reputation and status, and their requirements are not high. Gold card. Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are those with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher. According to different payment methods, credit cards can be divided into credit cards and quasi-credit cards. That is, when the issuing bank provides bank credit, it overdraws first, and then repays or pays in installments. Most of these cards are used in international circulation. In other words, the way to allow cardholders to pay off their credit card accounts is "spend first, then deposit". Most of these cards are used in international circulation. Quasi-credit card It is a credit card issued by a bank, which deposits first and then consumes. When applying for a credit card, the cardholder needs to deposit a certain amount of money in the issuing bank in advance as a backup. Cardholders need to use the card on the basis of the deposit balance, and generally overdraft is not allowed. Credit cards can be divided into international cards and regional cards according to their different circulation ranges. International card is a kind of credit card that can be used outside the issuing country and has universality. MasterCard, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card, American Express Card and Dina Club Card issued by five overseas groups. Area card. Regional card is a kind of credit card that can only be used in the issuing country or a certain region. Most credit cards issued by commercial banks in China belong to regional cards.

3. What does it mean that the Agricultural Bank can grant a credit of 80,000 yuan?

It means that the credit line provided by Agricultural Bank to customers is 80,000 yuan.

Credit line refers to a flexible, convenient and recyclable credit product provided by banks to customers. As long as the credit balance does not exceed the corresponding business category indicators, short-term credit can be provided to customers quickly regardless of the accumulated amount and the number of issuance.

Product characteristics

1. The credit line can be recycled, so the formulation of enterprise financial plan becomes clearer and more organized, and there is no need to specially arrange funds for routine business.

2. Meet the basic financing needs of enterprises. Credit line A single credit line is set according to various credit business types such as loans, letters of credit and letters of guarantee, which basically covers the main financing needs of customers. With the consent of the bank, the quota of a single product can be adjusted and cross-exchanged, which improves the utilization rate of the quota.

3. Simplify enterprise credit approval procedures. After obtaining the credit line, the customer will decide the use mode and performance time of the credit line according to the agreement, and it is not necessary to report it to the credit bank for approval one by one, thus avoiding the time of single credit approval.

4. What does it mean to receive the money from Bank A on the Agricultural Bank Card?

There is no 05/07, is there? 12/49 is valid until 12 in 2049.