China Ping An sent a text message saying that she owed money.

If you don't owe money, it's probably a scam message, maybe not Ping An Bank, but some online loan messages. Maybe someone borrowed money but used your phone number. If you haven't stopped calling, you can surf the Internet or make a phone call.

Extended data:

1. The central bank inquires about the personal credit report.

You can usually go to two places. The first is the local headquarters of the central bank. You can put your ID card directly and go to the bank to find the customer service manager to fill out the application form (the application form must be filled out truthfully). You can handle business, and you want to check your credit.

Another is that some places have set up credit reporting agencies specifically for the central bank. You can also use your own valid documents to check, and it is best to print them out.

2. Check your credit report online

If there are overdue records online, or loan records on multiple platforms, all kinds of records will be controlled by big data risk, then credit applications will often be rejected, or even credit will be closed.

If there is abnormal data network hacking, you can check your beliefs, access your big data and credit status on the WeChat public platform, and also index blacklists, online application records, loan application platform types, overdue, cattle loans, arbitration cases and other data, and other important data information.